Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance هو قرض قابل للإعفاء لمشتري المنازل في Dubuque، Iowa، وتديره Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by East Central Intergovernmental Association (ECIA) / Eastern Iowa Regional Housing Authority (EIRHA). The Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by ECIA/EIRHA, provides down payment assistance to help low- and moderate-income households purchase a primary residence in the five-county region: Dubuque (excluding the city of Dubuque), Delaware, Jackson, Cedar, and Clinton counties. Assistance is capped at $10,000 per household, provided as a grant structured as a 5-year forgivable award (no interest). A $200 housing counseling fee is deducted from the award and the recipient must complete an EIRHA HUD-certified Housing Counseling course. The buyer must obtain a fully amortized first mortgage from a regulated lender with a rate fixed for at least 5 years and a term of at least 15 years. Households must have income at or below 80% of area median income. Up to $10,000 in down payment assistance per household. 5-year forgivable grant with no interest. HUD-certified homeownership/housing counseling provided. يأتي التمويل من Iowa Finance Authority State Housing Trust Fund (Iowa Code 16.181); HUD HOME funds via IFA.

يقدم Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance مساعدة تصل إلى $10,000. المبالغ هي الحدود القصوى التي ينشرها البرنامج، وليست عرضًا؛ Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by East Central Intergovernmental Association (ECIA) / Eastern Iowa Regional Housing Authority (EIRHA) هي التي تحدد أي مبلغ يُمنح لكل شخص.

يُعفى من Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance بعد 5 سنوات، لذا فإن مشتري المنزل الذي يبقى طوال هذه المدة لا يسدده. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance مفتوح أمام مشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. يلزم إكمال دورة لمشتري المنازل، عبر Eastern Iowa Regional Housing Authority (EIRHA) HUD-certified Housing Counseling Program. شرط الإقامة: Property must be located in the EIRHC service area: Dubuque County (excluding the city of Dubuque), Delaware, Jackson, Cedar, and Clinton counties, Iowa. staged from primary sources (eirha.org HAP FY25 + application + 2025 income-limit table); verify before publishing. The HAP labels the award both a $10,000 grant and a 5-year forgivable award; recorded as forgivable_loan with 0% / 5-year to capture the affordability period. First-time-homebuyer status is not required by the source; left blank. Excludes the city of Dubuque (distinct from the separate City of Dubuque program).

يحدد Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance دخل الأسرة بما لا يتجاوز 80% من الدخل الوسيط في المنطقة، وهو يختلف بحسب المقاطعة وحجم الأسرة. Adjusted annual household income at or below 80% of area median income (county-specific). 2025 limits effective 4/1/2025, 80% of median by household size 1-8: Cedar 58,450/66,800/75,150/83,500/90,200/96,900/103,550/110,250; Clinton 52,150/59,600/67,050/74,500/80,500/86,450/92,400/98,350; Dubuque 57,550/65,750/73,950/82,150/88,750/95,300/101,900/108,450; Delaware 54,250/62,000/69,750/77,500/83,700/89,900/96,100/102,300; Jackson 53,300/60,900/68,500/76,100/82,200/88,300/94,400/100,500. At least 30% of state HTF funds must benefit households at or below 30% AMI. ينطبق الحد على إجمالي دخل الأسرة، وليس على دخل المقترض وحده. يذكر البرنامج حدًا أقصى لحجم الأسرة قدره 8. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يمكن استخدام Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance لـSingle Family.

يخدم Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance مشتري المنازل الذين يشترون في Dubuque، Iowa.

تُقدَّم طلبات Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance عبر Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by East Central Intergovernmental Association (ECIA) / Eastern Iowa Regional Housing Authority (EIRHA)، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.