Down Payment Assistance
There's free money
for your home.
Most buyers qualify. Most never apply. 60 seconds to find out if you do.
No SSN · No credit pull · No lender pressure
Question 1 of 9
Which state are you buying in?
How it works
Quiz → matches → app.
Three steps. None of them ask for your SSN or pull your credit.
- Step 01
Answer 9 questions.
No SSN, no credit pull, just ranges. Most people finish in under a minute.
- Step 02
See your matches.
Real programs from a database of 2,000+, scored against your answers in real time.
- Step 03
Save them in the app.
Build an action plan, track your progress, and Prescott checks in when programs change.
What you might qualify for.
DPA isn't one thing — it's a stack of programs that can layer. Most buyers use two or three.
Forgivable grants
Money you don't pay back if you stay in the home for a set number of years (often 5 or 10). The most generous DPA — but you have to read the small print on the residency clause.
Read more about forgivable grants →Second mortgages
Money lent against the home, repaid only when you sell or refinance. Many are 0% interest and deferred — so they cost you nothing month-to-month until you exit the loan.
Read more about second mortgages →MCC tax credits
An annual federal income-tax credit tied to the mortgage interest you pay. You claim it every year you live in the home — quietly worth thousands over the life of the loan.
Read more about mcc tax credits →Employer match
DPA money contributed by your employer or industry (teachers, healthcare workers, public servants). Often layers on top of city/state programs, stacking your total.
Read more about employer match →Profession-specific
Extra programs gated by who you are — military, first responders, teachers, nurses. If you qualify by profession, you usually qualify for the best rates and largest awards.
Read more about profession-specific →I had no idea I qualified for $12,000 in grants. Closed in March.
Results not typical. Individual results vary.
Questions people ask
The skeptic's section.
Short version: this is free, we don't pull credit, and we don't sell your data.
