SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance

SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance هو قرض ثانٍ مؤجَّل لمشتري المنازل في Creston، Iowa، وتديره Southern Iowa Council of Governments (SICOG) / Southern Iowa Development Group, Inc. (SIDG). The Southern Iowa Development Group, Inc. Housing Revolving Loan Fund (SIDG H-RLF), administered through SICOG, helps first-time homebuyers in SIDG's eight-county region overcome the down payment obstacle. Loans of up to $6,500 are made for down payment assistance only and must be matched dollar-for-dollar with the borrower's own funds. The loan carries a fixed 2% interest rate over a seven-year term, with the first two years deferred of interest and payments. A $100 application fee and 1% closing cost apply. The home must be the borrower's principal residence. Each loan requires a 25% local match (from a local bank, development group, realtor, city, county, or private individual). A first-time homebuyer is someone who has not owned or purchased a home in the last three years. Down payment assistance loan up to $6,500. Fixed 2% interest with first two years deferred. Seven-year term. يأتي التمويل من Southern Iowa Development Group, Inc. Housing Revolving Loan Fund (SIDG H-RLF); requires 25% local match (bank, development group, realtor, city, county, or private individual).

يقدم SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance مساعدة تصل إلى $6,500. مساهمة مشتري المنزل: Borrower must match the loan dollar-for-dollar with their own funds (e.g., up to $6,500 borrower contribution for a $6,500 loan). المبالغ هي الحدود القصوى التي ينشرها البرنامج، وليست عرضًا؛ Southern Iowa Council of Governments (SICOG) / Southern Iowa Development Group, Inc. (SIDG) هي التي تحدد أي مبلغ يُمنح لكل شخص.

SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance مؤجَّل، لذا لا تُستحق أي دفعات حتى يُباع المنزل أو يُعاد تمويله أو يُسدَّد الرهن العقاري الأول بالكامل. يُستحق السداد عند Repayable loan: 7-year term with the first two years deferred of interest and payments; principal and 2% interest repaid over the remaining term. Not forgivable. Official source does not state acceleration on sale/refinance/loss of owner-occupancy. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance مفتوح أمام مشتري المنازل لأول مرة ومشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. تعني عبارة "مشتري منزل لأول مرة" عادةً عدم امتلاك منزل خلال السنوات الثلاث الماضية، لكن البرنامج يضع تعريفه الخاص. شرط الإقامة: Property must be located in one of SIDG's eight counties (Adair, Adams, Clarke, Decatur, Madison, Ringgold, Taylor, Union) where local match has been provided. staged from primary sources (sicog.com/housing + H-RLF brochure); verify before publishing. Distinct from the SW Iowa SWIPCO program. Income table, credit/DTI, max purchase price, and education requirements not published on the official source; left blank.

يحدد SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance حد الدخل على النحو التالي: No hard income cap is published; SIDG can generally make a loan to a borrower at any income level, but at least 51% of first-time homebuyers assisted must meet low-to-moderate income guidelines. Specific income tables by household size are not published on the official source. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يمكن استخدام SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance لـSingle Family.

يخدم SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance مشتري المنازل الذين يشترون في Creston، Iowa.

تُقدَّم طلبات SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance عبر Southern Iowa Council of Governments (SICOG) / Southern Iowa Development Group, Inc. (SIDG)، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. تُحجز الأموال عبر Buyer typically contacts a participating local financial institution or realtor, which conducts the initial loan review and signs the SIDG loan application; inquiry form submitted to SICOG at (641) 782-8491. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.