NeighborWorks Pocatello Down Payment Assistance

NeighborWorks Pocatello Down Payment Assistance هو منحة لمشتري المنازل في Pocatello، Idaho. NeighborWorks Pocatello (NWP) - a NeighborWorks America-chartered CDFI Community Development Corporation - provides repayable secondary down payment and closing-cost assistance loans to homebuyers purchasing 1-4 unit owner-occupied properties in 11 Eastern/Southeastern Idaho counties (Bannock, Bear Lake, Bingham, Bonneville, Caribou, Franklin, Jefferson, Oneida, Fremont, Madison, Power). Open to non-first-time homebuyers. Income limit $170,000; liquid assets under $25,000; minimum $500 borrower contribution; maximum 50% DTI; no late payments in last 12 months. Mandatory NWP HomeBuyer Education class. NeighborWorks Pocatello (a CDFI / NeighborWorks America chartered Community Development Corporation) offers a repayable secondary down payment and closing-cost assistance loan to homebuyers in 11 Eastern/Southeastern Idaho counties. Borrower contributes only $500 of their own funds (earnest money satisfies). NOT a first-time-homebuyer-only program. Loan can cover closing costs but cannot satisfy the FHA 3.5% minimum borrower investment. Mandatory NWP HomeBuyer Education class. Maximum DTI 50%. No late payments in last 12 months. Liquid assets must be under $25,000 at closing. يأتي التمويل من Nonprofit، CDFI، NeighborWorks وLocal.

NeighborWorks Pocatello Down Payment Assistance مصمَّم كمنحة، لذا لا يُسدَّد. يُستحق السداد عند Monthly amortizing payments وbalance due at sale, refinance, or non-occupancy. تُسجَّل المساعدة في مرتبة الرهن: 2nd Lien. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

NeighborWorks Pocatello Down Payment Assistance مفتوح أمام مشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. بشأن الائتمان، ينص البرنامج على: Per NWP and primary lender underwriting; no late payments in last 12 months. يلزم إكمال دورة لمشتري المنازل، عبر NeighborWorks Pocatello HomeBuyer Education class (in-person or via eHomeAmerica online: ehomeamerica.org/nwpocatello). شرط الإقامة: Property must be in one of 11 NWP-eligible counties (Bannock, Bear Lake, Bingham, Bonneville, Caribou, Franklin, Jefferson, Oneida, Fremont, Madison, or Power) and used as borrower's primary residence (1-4 unit owner-occupied). الجنسية أو وضع الهجرة: U.S. citizen or qualifying non-citizen with eligible immigration status. Property must be located in one of 11 Eastern/Southeastern Idaho counties: Bannock, Bear Lake, Bingham, Bonneville, Caribou, Franklin, Jefferson, Oneida, Fremont, Madison, or Power. Household income limited to $170,000. Liquid assets must be less than $25,000 at the time of closing. Borrower does NOT have to be first-time homebuyer. Must complete NeighborWorks Pocatello HomeBuyer Education class. Borrower must contribute $500 of their own money (earnest money can satisfy this). DTI maximum 50%. No late payments in last 12 months. Property must be 1-4 unit owner-occupied. NOTE: Loan will not satisfy FHA's 3.5% minimum borrower down payment requirement, but may be applied to closing costs on FHA loans.

يحدد NeighborWorks Pocatello Down Payment Assistance دخل الأسرة بما لا يتجاوز $170,000. ينطبق الحد على إجمالي دخل الأسرة، وليس على دخل المقترض وحده. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يضع NeighborWorks Pocatello Down Payment Assistance حدًا لسعر الشراء على النحو التالي: Per first-mortgage product overlays; no published NWP cap. تشمل أنواع العقارات المؤهلة 1-4 unit owner-occupied residential property (single-family, duplex, triplex, fourplex). المنازل حديثة البناء مؤهلة. المنازل الجاهزة (المصنّعة) مؤهلة.

يخدم NeighborWorks Pocatello Down Payment Assistance مشتري المنازل الذين يشترون في Pocatello، Idaho.

تُقدَّم طلبات NeighborWorks Pocatello Down Payment Assistance عبر الجهة المسؤولة عن إدارة البرنامج، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. تُحجز الأموال عبر Direct application to NeighborWorks Pocatello at 208-232-9468; restrictions apply per office consultation. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.