Live+Work College Park Program

Live+Work College Park Program هو قرض قابل للإعفاء لمشتري المنازل في College Park، Maryland، وتديره College Park City-University Partnership. The College Park City-University Partnership's Live+Work College Park Program offers $20,000 in down payment and closing cost assistance structured as a zero-interest, 7-year forgivable loan to anyone employed full-time in the City of College Park or the University of Maryland's Discovery District who purchases a home within College Park city limits. No income limit applies; eligibility is based on employment location and home purchase location. The loan is secured by a deed of trust and a 10-year owner-occupancy covenant and is forgiven at the end of the 7-year term if all requirements are met. $20,000 forgivable loan for down payment or closing costs. Zero interest. Forgiven after 7 years if owner-occupied. Stackable with Maryland Mortgage Program and City grants. Open to UMD employees and all College Park employers. No income limit. يأتي التمويل من College Park City-University Partnership (funded jointly by City of College Park and University of Maryland).

يقدم Live+Work College Park Program مساعدة تصل إلى $20,000. يمكن الجمع بين البرنامج وMaryland Mortgage Program; MMP community partner match; City of College Park New Neighbor Homeownership Grant. المبالغ هي الحدود القصوى التي ينشرها البرنامج، وليست عرضًا؛ College Park City-University Partnership هي التي تحدد أي مبلغ يُمنح لكل شخص.

يُعفى من Live+Work College Park Program بعد 7 سنوات، لذا فإن مشتري المنزل الذي يبقى طوال هذه المدة لا يسدده. يُستحق السداد عند Sale or transfer of property; property ceases to be primary residence; failure to comply with program requirements. Partial repayment in years 1-7; fully forgiven at end of year 7. تُسجَّل المساعدة في مرتبة الرهن: Second (deed of trust recorded directly after any first mortgage). يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

Live+Work College Park Program مفتوح أمام مشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. شرط الإقامة: Home must be purchased within the City of College Park, MD. Buyer need not reside in College Park prior to purchase. Applicant (or spouse) must be employed full-time (35+ hours/week) by an employer with a physical address in College Park city limits or the Discovery District. Cannot already own a home in College Park. Application required at least 3 weeks before settlement. $100 origination fee. Right of First Refusal: Partnership has 30-day purchase option if homebuyer sells within 10 years. One loan per employee/address. Contact: David Varnado, (240) 515-6000.

يحدد Live+Work College Park Program حد الدخل على النحو التالي: No income limit stated in program materials. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يضع Live+Work College Park Program حدًا لسعر الشراء على النحو التالي: No maximum purchase price stated; home must be within College Park city limits. تشمل أنواع العقارات المؤهلة Single Family، Townhouse وCondo. المنازل حديثة البناء مؤهلة. المنازل الجاهزة (المصنّعة) غير مؤهلة.

Live+Work College Park Program مقتصر على موظفي Must be employed full-time (at least 35 hours/week) by an employer physically located in the City of College Park city limits or at properties owned by the University of Maryland including the Discovery District. Newly hired relocating employees qualify with written provision. One loan per employee. ذِكر فئة هنا يعني أن البرنامج يذكرها، لا أن الانتماء إليها وحده يجعل المتقدم مستوفيًا للشروط؛ إذ تظل بقية قواعد الأهلية سارية.

يخدم Live+Work College Park Program مشتري المنازل الذين يشترون في College Park، Maryland. يستهدف البرنامج مناطق محددة: City of College Park city limits, Prince George's County, Maryland. Employer must be in College Park city limits or Discovery District.

تُقدَّم طلبات Live+Work College Park Program عبر College Park City-University Partnership، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. تُحجز الأموال عبر First-come, first-served pending availability. Funds reserved up to 90 days upon approval. Application due at least 3 weeks before settlement. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.