LiveYpsi Homebuyer Assistance Program

LiveYpsi Homebuyer Assistance Program هو قرض قابل للإعفاء لمشتري المنازل في Ypsilanti، Michigan، وتديره Eastern Michigan University (Office of the President). LiveYpsi is an employer-assisted homebuyer program that provides eligible Eastern Michigan University (EMU) and EMU Foundation employees with a forgivable loan of $5,000 or $10,000 (depending on property location) to assist with the purchase of a primary residence in the City of Ypsilanti or designated areas of Ypsilanti Township. The loan is forgiven 20% per year over five years as long as the participant remains an eligible employee, occupies the home as their primary residence, and pays property taxes. Created in 2012 to stabilize neighborhoods around EMU's main campus, the program is funded by EMU and Washtenaw County. Eligible expenses include down payment, moving expenses, and home renovations. Forgivable loan of $5,000 or $10,000. 20% forgiven per year over 5 years. Usable for down payment, moving expenses, and renovations. Accrued interest also forgiven at year 5. يأتي التمويل من Eastern Michigan University and Washtenaw County (seed funding originally provided by the DTE Foundation); subject to availability of funds.

يقدم LiveYpsi Homebuyer Assistance Program مساعدة تتراوح بين $5,000 و$10,000، بحسب فئة المنحة التي تنطبق على مشتري المنزل. فئات المنحة: Two amount tiers based on property location: $5,000 or $10,000 (see LiveYpsi map). مساهمة مشتري المنزل: Not published. المبالغ هي الحدود القصوى التي ينشرها البرنامج، وليست عرضًا؛ Eastern Michigan University (Office of the President) هي التي تحدد أي مبلغ يُمنح لكل شخص.

يُعفى من LiveYpsi Homebuyer Assistance Program بعد 5 سنوات، لذا فإن مشتري المنزل الذي يبقى طوال هذه المدة لا يسدده. يُستحق السداد عند 20% of the loan is forgiven for each year the participant remains an eligible EMU/EMU Foundation employee, occupies the home as primary residence, and timely pays property taxes; failure to meet these terms before year 5 triggers repayment of the unforgiven balance plus accrued interest. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

LiveYpsi Homebuyer Assistance Program مفتوح أمام مشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. بشأن الائتمان، ينص البرنامج على: Not published on official program page. شرط الإقامة: Property must be the participant's primary residence located within the City of Ypsilanti or specific designated areas of Ypsilanti Township (per LiveYpsi map). Loan term: 5-year forgivable loan, 20% forgiven annually, contingent on continued eligible EMU/EMU Foundation employment (appointment of 50% or more), owner occupancy, and timely property tax payment. EMPLOYER-RESTRICTED: open only to regular employees of EMU and the EMU Foundation. Eligible uses include down payment, moving expenses, and home renovations.

يحدد LiveYpsi Homebuyer Assistance Program حد الدخل على النحو التالي: No income limit published; eligibility is based on being a regular EMU or EMU Foundation employee with an appointment of 50% or more, not on household income. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يضع LiveYpsi Homebuyer Assistance Program حدًا لسعر الشراء على النحو التالي: Not published.

يخدم LiveYpsi Homebuyer Assistance Program مشتري المنازل الذين يشترون في Ypsilanti، Michigan.

تُقدَّم طلبات LiveYpsi Homebuyer Assistance Program عبر Eastern Michigan University (Office of the President)، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. تُحجز الأموال عبر Application submitted to EMU (administered through the Office of the President); subject to availability of funds. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.