Burnsville Down Payment Assistance Deferred Loan

Burnsville Down Payment Assistance Deferred Loan هو قرض ثانٍ مؤجَّل لمشتري المنازل في Burnsville، Minnesota، وتديره Center for Energy and Environment (CEE), on behalf of the City of Burnsville / Burnsville Economic Development Authority. The City of Burnsville, through CEE, offers a down payment and closing cost assistance deferred loan to homebuyers purchasing in Burnsville. The loan is up to 10% of the purchase price at 0.25% APR, deferred for 30 years with no monthly payments. If the borrower still owns and occupies the home at 30 years, the loan is fully forgiven; otherwise 100% is due upon sale, transfer, or vacancy. Borrowers must contribute at least 1% of their own funds and meet 80% AMI income limits. 0.25% APR. Up to 10% of purchase price. 30-year deferred, no monthly payments. 100% forgiven at 30 years if owner-occupied. No prepayment penalty. يأتي التمويل من Burnsville Local Affordable Housing Aid (LAHA, MN Statute 477A.35); set-up and origination funded by EDA levy funds.

يقدم Burnsville Down Payment Assistance Deferred Loan مساعدة تصل إلى $41,000. مساهمة مشتري المنزل: Borrower(s) must contribute at least 1% of the purchase price toward down payment or closing costs using their own funds (excludes seller contributions). المبالغ هي الحدود القصوى التي ينشرها البرنامج، وليست عرضًا؛ Center for Energy and Environment (CEE), on behalf of the City of Burnsville / Burnsville Economic Development Authority هي التي تحدد أي مبلغ يُمنح لكل شخص.

يُعفى من Burnsville Down Payment Assistance Deferred Loan بعد 30 سنةً، لذا فإن مشتري المنزل الذي يبقى طوال هذه المدة لا يسدده. يُستحق السداد عند Loan is 100% due and payable upon sale, transfer of title, or when the property is no longer occupied by the borrower prior to 30 years; if still owned and occupied at 30 years the loan is 100% forgiven. تُسجَّل المساعدة في مرتبة الرهن: second mortgage. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

Burnsville Down Payment Assistance Deferred Loan مفتوح أمام مشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. بشأن الائتمان، ينص البرنامج على: No minimum credit score stated. No outstanding judgments/collections; bankruptcy discharged 18+ months prior; foreclosure redemption 18+ months prior; generally no more than two 60-day late payments without explanation; no defaulted government loans. شرط الإقامة: Property must be located within the City of Burnsville; borrower(s) must be a legal resident. الجنسية أو وضع الهجرة: Borrower(s) must be a legal resident; non-legal residents are ineligible. Signed purchase agreement required; apply 4+ weeks before closing. Funds subject to availability. Purchase price cap $410,000. Borrower must contribute 1% of own funds. Funded by Burnsville Local Affordable Housing Aid; verified ACTIVE on official CEE page as of June 2026. 4-person income figure derived from HUD MSA limits, not printed on program PDF; max loan ($41,000) computed as 10% of the $410,000 price cap.

يحدد Burnsville Down Payment Assistance Deferred Loan دخل الأسرة بما لا يتجاوز 80% من الدخل الوسيط في المنطقة، وهو يختلف بحسب المقاطعة وحجم الأسرة. Borrower(s) may not exceed 80% AMI for the Minneapolis-St. Paul-Bloomington MSA, by household size and adjusted gross income. Program PDF references HUD limits by household size rather than printing a table; 4-person 80% AMI figure ($105,200) derived from HUD/Met Council FY2026 limits, not printed on the program PDF. ينطبق الحد على إجمالي دخل الأسرة، وليس على دخل المقترض وحده. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يضع Burnsville Down Payment Assistance Deferred Loan حدًا أقصى لسعر الشراء قدره $410,000. تشمل أنواع العقارات المؤهلة Single Family، Condo، Townhome و2-4 Unit.

يخدم Burnsville Down Payment Assistance Deferred Loan مشتري المنازل الذين يشترون في Burnsville، Minnesota. الأحياء المستهدفة: City of Burnsville (citywide).

تُقدَّم طلبات Burnsville Down Payment Assistance Deferred Loan عبر Center for Energy and Environment (CEE), on behalf of the City of Burnsville / Burnsville Economic Development Authority، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. تُحجز الأموال عبر First-come, first-served as applicants qualify; signed and executed purchase agreement required; application must be submitted at least four weeks prior to closing. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.