Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance

Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance هو قرض قابل للإعفاء لمشتري المنازل في Multiple (Kearney, Lexington, +)، Nebraska، وتديره Community Action Partnership of Mid-Nebraska. Community Action Partnership of Mid-Nebraska provides down payment and/or closing cost assistance to low-to-moderate income first-time homebuyers using HOME Program Reuse Funds and Nebraska Affordable Housing Trust Fund awards. The assistance is a 0% interest loan of up to $7,500 forgiven 20% per year over a five-year affordability period as long as the home remains the buyer's primary residence. Buyers must secure a single-family first mortgage from a local conventional lender, be income-verified, complete a REACH homebuyer education workshop, and not currently own other real property. Availability is delivered county-by-county as the agency receives funding. Up to $7,500 toward down payment and closing costs. 0% interest. Forgivable 20% per year over 5 years. No monthly payments. For low-to-moderate income first-time buyers. يأتي التمويل من HOME Program Reuse Funds; Nebraska Affordable Housing Trust Fund (Nebraska Dept. of Economic Development).

يقدم Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance مساعدة تصل إلى $7,500. المبالغ هي الحدود القصوى التي ينشرها البرنامج، وليست عرضًا؛ Community Action Partnership of Mid-Nebraska هي التي تحدد أي مبلغ يُمنح لكل شخص.

يُعفى من Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance بعد 5 سنوات، لذا فإن مشتري المنزل الذي يبقى طوال هذه المدة لا يسدده. يُستحق السداد عند Prorated repayment of the unforgiven balance if the home ceases to be the buyer's primary residence during the 5-year affordability period (forgiven 20% per year). يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance مفتوح أمام مشتري المنازل لأول مرة ومشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. تعني عبارة "مشتري منزل لأول مرة" عادةً عدم امتلاك منزل خلال السنوات الثلاث الماضية، لكن البرنامج يضع تعريفه الخاص. يلزم إكمال دورة لمشتري المنازل، عبر Community Action Partnership of Mid-Nebraska REACH homebuyer education (in-person, Kearney, ~$50) or approved online (~$99). الجنسية أو وضع الهجرة: All adult household members must be a U.S. citizen or a qualified alien under the Immigration and Nationality Act. Availability is county-specific and contingent on active funding for that county (Buffalo/Kearney and Dawson/Lexington documented; service area also includes Adams, Lincoln, Phelps, and other central/western NE counties). Purchase-price limits ($145k existing / $255k new) and the $56,250 four-person income figure are from a 2022 Dawson County release and may have been updated — verify current limits. A $500 processing fee may apply in some cycles — confirm with the agency. Min credit score, DTI, and lien position not published.

يحدد Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance حد الدخل على النحو التالي: Household gross annual income may not exceed 80% of area median income for the county of assistance; varies by county and family size. Example (Dawson County, 2022 release): up to $56,250 for a household of four. Verify current limits with the agency. ينطبق الحد على إجمالي دخل الأسرة، وليس على دخل المقترض وحده. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يضع Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance حدًا لسعر الشراء على النحو التالي: Per 2022 Dawson County release: $145,000 existing / $255,000 new construction; subject to update — verify current limits. تشمل أنواع العقارات المؤهلة Single Family. المنازل حديثة البناء مؤهلة. المنازل الجاهزة (المصنّعة) غير مؤهلة.

يخدم Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance مشتري المنازل الذين يشترون في Multiple (Kearney, Lexington, +)، Nebraska.

تُقدَّم طلبات Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance عبر Community Action Partnership of Mid-Nebraska، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.