USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Nebraska

USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Nebraska هو رهن عقاري أول لمشتري المنازل في Nebraska، وتديره USDA Rural Development, Rural Housing Service - Nebraska State Office. Also known as the Section 502 Direct Loan Program, this USDA Rural Development program assists low- and very-low-income applicants in obtaining decent, safe and sanitary housing in eligible rural areas of Nebraska by providing direct mortgage financing with payment assistance (a subsidy that temporarily reduces the mortgage payment). No down payment is typically required, and the effective interest rate can be reduced to as low as 1% with payment assistance. 100% financing - no down payment typically required. Payment assistance subsidy reduces effective interest rate to as low as 1%. Fixed rate (5.125% as of June 1, 2026 before subsidy). Up to 33-year term (38 years for very-low-income borrowers). Funds may be used to buy, build, repair, renovate, or relocate a home. يأتي التمويل من USDA Rural Development (Housing Act of 1949; 7 CFR Part 3550).

USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Nebraska هو رهن عقاري أول ويُسدَّد وفق الشروط التي تحددها USDA Rural Development, Rural Housing Service - Nebraska State Office. يُستحق السداد عند Payment subsidy (recapture) repaid when title transfers or borrower no longer occupies the dwelling. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Nebraska مفتوح أمام مشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. الجنسية أو وضع الهجرة: Must meet citizenship or eligible noncitizen requirements. Property must be located in an eligible rural area (USDA eligibility map) and not exceed the applicable area loan limit; cannot be designed for income-producing activities; applicant must be without decent/safe/sanitary housing and unable to obtain a loan from other resources on reasonable terms; borrowers repay all or a portion of the payment subsidy received when title transfers or they no longer occupy the home (recapture/subsidy recapture).

يحدد USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Nebraska حد الدخل على النحو التالي: Adjusted household income must be at or below the applicable low-income limit for the area (USDA Direct income limits by county). ينطبق الحد على إجمالي دخل الأسرة، وليس على دخل المقترض وحده. يذكر البرنامج حدًا أقصى لحجم الأسرة قدره 8. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يخدم USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Nebraska مشتري المنازل الذين يشترون في أي مكان في Nebraska. يستهدف البرنامج مناطق محددة: Eligible USDA-defined rural areas of Nebraska (verify via USDA eligibility site).

تُقدَّم طلبات USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Nebraska عبر USDA Rural Development, Rural Housing Service - Nebraska State Office، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.