Blair County First-Time Homebuyer Assistance Program

Blair County First-Time Homebuyer Assistance Program هو منحة لمشتري المنازل في Altoona، Pennsylvania، وتديره Blair County Community Action Program (BCCAP) in partnership with the Blair County Department of Social Services. The Blair County First-Time Homebuyer Assistance Program provides grants of up to $5,000 toward down payment and closing costs for income-qualified first-time homebuyers purchasing a single-family primary residence within Blair County, PA (including Altoona). A partnership of Blair County Community Action and the Blair County Department of Social Services, it is funded through the county's Affordable Housing Trust Fund (a recording fee on deed/mortgage transfers). Applicants must be mortgage pre-approved, meet HUD income limits for the Altoona MSA, prove 90 days of county residency, and sign an agreement to retain the property as their primary residence for at least five years. Up to $5,000 grant toward down payment and/or closing costs. no repayment if 5-year owner-occupancy met. free HUD-approved counseling, credit repair, savings, and budgeting assistance. يأتي التمويل من Blair County Affordable Housing Trust Fund (county recording fee on deed/mortgage transfers); First-Time Homebuyer is an allocated line item ($50,000 allocation per AHTF records).

يقدم Blair County First-Time Homebuyer Assistance Program مساعدة تصل إلى $5,000. المبالغ هي الحدود القصوى التي ينشرها البرنامج، وليست عرضًا؛ Blair County Community Action Program (BCCAP) in partnership with the Blair County Department of Social Services هي التي تحدد أي مبلغ يُمنح لكل شخص.

Blair County First-Time Homebuyer Assistance Program مصمَّم كمنحة، لذا لا يُسدَّد. يُستحق السداد عند Applicant signs a written agreement to retain (own/occupy) the property for at least five years; sale or failure to retain within that period can trigger recapture/repayment. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

Blair County First-Time Homebuyer Assistance Program مفتوح أمام مشتري المنازل لأول مرة ومشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. تعني عبارة "مشتري منزل لأول مرة" عادةً عدم امتلاك منزل خلال السنوات الثلاث الماضية، لكن البرنامج يضع تعريفه الخاص. بشأن الائتمان، ينص البرنامج على: No published minimum; BCCAP offers credit-repair, savings, and budgeting counseling to help applicants qualify for pre-approval. يلزم إكمال دورة لمشتري المنازل، عبر Blair County Community Action Program (HUD-approved counseling) — pre-purchase education, housing counseling, credit analysis, budget counseling. شرط الإقامة: Proof of at least 90 days of Blair County residency; home must be in Blair County. First-time homebuyer; mortgage pre-approval required; 90+ days Blair County residency; single-family home in Blair County, owner-occupied; income within annually-updated HUD limits for the Altoona MSA; five-year retention agreement. Funded by Blair County AHTF (confirmed active via the Feb 2024 AHTF agenda and 2026 meeting schedule). City of Altoona checked and SKIPPED (offers only owner-occupied rehab).

يحدد Blair County First-Time Homebuyer Assistance Program حد الدخل على النحو التالي: Household income must not exceed HUD income limits for the Altoona, PA MSA, updated annually. At launch (2018 brochure) approx: 1=$36,500; 2=$41,700; 4=$52,100 (then HUD 80% AMI). Current FY2025 HUD Low-Income (80% AMI) Altoona MSA: 1=$46,950; 2=$53,650; 3=$60,350; 4=$67,050. Confirm current tier with the agency. ينطبق الحد على إجمالي دخل الأسرة، وليس على دخل المقترض وحده. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يمكن استخدام Blair County First-Time Homebuyer Assistance Program لـSingle Family.

يخدم Blair County First-Time Homebuyer Assistance Program مشتري المنازل الذين يشترون في Altoona، Pennsylvania.

تُقدَّم طلبات Blair County First-Time Homebuyer Assistance Program عبر Blair County Community Action Program (BCCAP) in partnership with the Blair County Department of Social Services، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.