City of Erie HOME First-Time Homebuyer Program

City of Erie HOME First-Time Homebuyer Program هو قرض قابل للإعفاء لمشتري المنازل في Erie، Pennsylvania، وتديره City of Erie Department of Economic & Community Development (DECD). The City of Erie's HOME Investment Partnership Program provides first-time homebuyers with closing cost and down payment assistance toward the purchase of a single-family home within Erie city limits. Assistance is provided as a deferred, forgivable HOME loan of up to $24,999, secured by a lien and forgiven on a pro-rata basis over a 5- or 10-year affordability period. Applicants must be pre-approved by a local lender, be income-eligible, and contribute $1,000-$1,500 of their own funds. Up to $24,999 in down payment and closing cost assistance. Deferred, no-payment loan. Fully forgiven if the home is kept as a primary residence through the affordability period. يأتي التمويل من U.S. HUD HOME Investment Partnerships Program (HOME) funds.

يقدم City of Erie HOME First-Time Homebuyer Program مساعدة تصل إلى $24,999. يطلب البرنامج من مشتري المنازل المساهمة بـ$1,000 or $1,500 depending on total household income. المبالغ هي الحدود القصوى التي ينشرها البرنامج، وليست عرضًا؛ City of Erie Department of Economic & Community Development (DECD) هي التي تحدد أي مبلغ يُمنح لكل شخص.

يُعفى من City of Erie HOME First-Time Homebuyer Program بعد 10 سنوات، لذا فإن مشتري المنزل الذي يبقى طوال هذه المدة لا يسدده. يُستحق السداد عند Sale, transfer, refinance, default on the first mortgage, or failure to occupy as primary residence during the affordability period; pro-rata portion repaid to HUD. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

City of Erie HOME First-Time Homebuyer Program مفتوح أمام مشتري المنازل لأول مرة ومشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. لعبارة "لأول مرة" استثناءات هنا: First-time homebuyer defined as someone who has never owned a home, a displaced homemaker, or someone who has not owned a home in the last three years. يلزم إكمال دورة لمشتري المنازل. شرط الإقامة: Property must be a single-family dwelling located within the City of Erie limits. Applicant must be pre-approved by a local lending institution, be income-eligible, and commit $1,000 or $1,500 of their own funds (amount depends on household income). Must occupy as primary residence for the entire 5- or 10-year affordability period. NOTE (gap-finder): exact income limits not extracted from the linked PDF; verify before publishing.

يمكن استخدام City of Erie HOME First-Time Homebuyer Program لـSingle Family.

يخدم City of Erie HOME First-Time Homebuyer Program مشتري المنازل الذين يشترون في Erie، Pennsylvania. يستهدف البرنامج مناطق محددة: Assistance is limited to homes purchased within the City of Erie municipal limits.

تُقدَّم طلبات City of Erie HOME First-Time Homebuyer Program عبر City of Erie Department of Economic & Community Development (DECD)، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.