Down Payment and Closing Costs Assistance Program

Down Payment and Closing Costs Assistance Program هو منحة لمشتري المنازل في مقاطعة Susquehanna|Wyoming|Bradford، Pennsylvania. Trehab Community Action Agency is the Northern Pennsylvania community action agency serving Susquehanna, Wyoming, and Bradford counties. Trehab's Down Payment and Closing Costs Assistance Program provides grants to first-time, low- and moderate-income homebuyers purchasing primary residences in their service area. Funding flows through the Pennsylvania Housing Finance Agency Housing Trust Fund and HUD Community Services Block Grant pass-through dollars. The grant is bundled with Trehab's HUD-certified pre-purchase homebuyer education program and one-on-one financial counseling. Closing-cost and down-payment assistance grant of up to $5,000 for first-time, low- and moderate-income homebuyers purchasing a primary residence in Trehab Community Action Agency's three-county service area: Susquehanna, Wyoming, and Bradford counties. Funds are sourced from PHFA Housing Trust Fund / HUD CSBG / Pennsylvania Department of Community and Economic Development pass-through dollars. The grant is non-repayable subject to recapture if the buyer fails to meet primary-residence requirements. يأتي التمويل من PHFA Housing Trust Fund، HUD CSBG، State وFederal.

Down Payment and Closing Costs Assistance Program مصمَّم كمنحة، لذا لا يُسدَّد. يُستحق السداد عند Non-repayable grant subject to recapture if buyer fails to occupy the property as primary residence per program affordability terms. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

Down Payment and Closing Costs Assistance Program مفتوح أمام مشتري المنازل لأول مرة ومشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. لعبارة "لأول مرة" استثناءات هنا: First-time homebuyer (no ownership of principal residence in prior 3 years). بشأن الائتمان، ينص البرنامج على: Underwriting follows first-mortgage product; Trehab counsels borrowers with credit scores in the 600s. يلزم إكمال دورة لمشتري المنازل، عبر Trehab CAA HUD-approved housing counseling program; pre-purchase 8-hour education and one-on-one counseling required. شرط الإقامة: Property must be located within Susquehanna, Wyoming, or Bradford County, PA, and occupied as primary residence. الجنسية أو وضع الهجرة: U.S. citizen or eligible non-citizen. Buyer must be a first-time homebuyer (no ownership of principal residence in prior 3 years) and purchase a primary residence in Susquehanna, Wyoming, or Bradford County. Buyer must complete Trehab pre-purchase counseling and 8-hour homebuyer education. Income limits track PHFA Housing Trust Fund / HUD CSBG limits applicable in the funding cycle. Property must pass HUD HQS / lead-based paint inspection.

يحدد Down Payment and Closing Costs Assistance Program حد الدخل على النحو التالي: Income limits track PHFA Housing Trust Fund / HUD CSBG / DCED limits in the active funding cycle. Specific 2026 dollar limits not published; verify with Trehab CAA at intake. ينطبق الحد على إجمالي دخل الأسرة، وليس على دخل المقترض وحده. يذكر البرنامج حدًا أقصى لحجم الأسرة قدره 8. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يضع Down Payment and Closing Costs Assistance Program حدًا لسعر الشراء على النحو التالي: Tracks PHFA / HUD HOME 95% area median purchase price for Susquehanna, Wyoming, and Bradford counties. تشمل أنواع العقارات المؤهلة Single-family detached، Townhouse، Condominium وManufactured (real-property only). المنازل حديثة البناء مؤهلة. المنازل الجاهزة (المصنّعة) مؤهلة.

يخدم Down Payment and Closing Costs Assistance Program مشتري المنازل الذين يشترون في مقاطعة Susquehanna|Wyoming|Bradford، Pennsylvania. يستهدف البرنامج مناطق محددة: Susquehanna, Wyoming, and Bradford counties, PA.

تُقدَّم طلبات Down Payment and Closing Costs Assistance Program عبر الجهة المسؤولة عن إدارة البرنامج، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. تُحجز الأموال عبر First-come, first-served subject to annual PHFA Housing Trust Fund / CSBG allocation; applicants apply directly to Trehab. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.