PHA Housing Choice Homeownership Program

PHA Housing Choice Homeownership Program هو مساعدة في الدفعة المقدمة لمشتري المنازل في Philadelphia، Pennsylvania، وتديره Philadelphia Housing Authority (PHA). The Philadelphia Housing Authority's Housing Choice Homeownership Program lets voucher participants apply their Housing Choice voucher toward a monthly mortgage payment instead of rent. Participants may use their Housing Choice vouchers to make monthly mortgage payments for a maximum term of 15 years on a mortgage loan of 20 years or more. Mortgage loans for less than 20 years may be subsidized for a maximum term of 10 years. The maximum term limit does not apply to elderly (being 62 or older) or disabled families. A monthly mortgage subsidy paid through the participant's Housing Choice voucher. As an alternative, the program offers an option to take a down payment assistance amount, equal to 12 months of their last calculated subsidy amount, for closing cost and down payment; choosing that option forfeits ongoing subsidy assistance during the mortgage period. يأتي التمويل من U.S. Department of Housing and Urban Development Housing Choice Voucher program.

PHA Housing Choice Homeownership Program هو مساعدة في الدفعة المقدمة ويُسدَّد وفق الشروط التي تحددها Philadelphia Housing Authority (PHA). يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

PHA Housing Choice Homeownership Program مفتوح أمام مشتري المنازل لأول مرة. تعني عبارة "مشتري منزل لأول مرة" عادةً عدم امتلاك منزل خلال السنوات الثلاث الماضية، لكن البرنامج يضع تعريفه الخاص. يلزم إكمال دورة لمشتري المنازل. شرط الإقامة: Open to Philadelphia Housing Authority Housing Choice Voucher program participants. Applicants must be a first-time homebuyer and must be a family that has completed Pre-Purchase Housing Counseling. Applicants must meet minimum income requirements ($14,500 per year), or $6,624 per year for disabled families. Families must not have committed any criminal convictions in the past five years and must not have committed fraud using federal money. The home must pass two inspections, one by an inspector who is certified by the American Society of Home Inspection and a PHA Inspection. Contact the Homeownership Division at 215-684-8914.

يخدم PHA Housing Choice Homeownership Program مشتري المنازل الذين يشترون في Philadelphia، Pennsylvania.

تُقدَّم طلبات PHA Housing Choice Homeownership Program عبر Philadelphia Housing Authority (PHA)، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.