Church Community Housing Corporation Community Land Trust Homeownership Program

Church Community Housing Corporation Community Land Trust Homeownership Program هو قرض بمشاركة ارتفاع القيمة لمشتري المنازل في Newport، Rhode Island، وتديره Church Community Housing Corporation (CCHC). Church Community Housing Corporation, a nonprofit founded in 1969 serving Newport County, RI, creates permanently affordable homeownership through a Community Land Trust (CLT) model. CCHC sells the home to an income-qualified buyer while retaining ownership of the underlying land, which lowers the purchase price and keeps the home affordable for future low-to-moderate-income families. CLT homes are available exclusively to graduates of CCHC's first-time homebuyer training course, and a long-term ground lease with resale restrictions preserves affordability across generations. Below-market purchase price via land trust. Permanently affordable homeownership. Mandatory homebuyer education and one-on-one budget/credit counseling. Ground-lease support. يأتي التمويل من Church Community Housing Corporation (nonprofit CDC) land trust.

Church Community Housing Corporation Community Land Trust Homeownership Program هو قرض بمشاركة ارتفاع القيمة ويُسدَّد وفق الشروط التي تحددها Church Community Housing Corporation (CCHC). يُستحق السداد عند Resale of the home is governed by the CLT ground lease, which caps the resale price (limited equity) so the home remains affordable to the next income-qualified buyer; the land trust retains ownership of the land. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

Church Community Housing Corporation Community Land Trust Homeownership Program مفتوح أمام مشتري المنازل لأول مرة ومشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. تعني عبارة "مشتري منزل لأول مرة" عادةً عدم امتلاك منزل خلال السنوات الثلاث الماضية، لكن البرنامج يضع تعريفه الخاص. بشأن الائتمان، ينص البرنامج على: Not published; buyers must qualify for a mortgage. Credit reviewed one-on-one during required homebuyer training. يلزم إكمال دورة لمشتري المنازل، عبر CCHC homebuyer training (online via Zoom); includes one-on-one appointments with the Homebuyer Trainer to build a household budget and review credit. Register with Aubrey Collins, (401) 846-5114 ext. 111. This is a Community Land Trust (limited-equity) homeownership program, NOT a cash down payment assistance grant or loan. Affordability comes from CCHC retaining the land and a resale-restricted ground lease. Completion of CCHC's homebuyer training is mandatory; CLT homes are exclusively available to course graduates.

يحدد Church Community Housing Corporation Community Land Trust Homeownership Program حد الدخل على النحو التالي: Restricted to low- and moderate-income households; CCHC guarantees future buyers are low-to-moderate-income. Specific income limits/AMI percentage are not published on the official site and vary by funding source and individual development. ينطبق الحد على إجمالي دخل الأسرة، وليس على دخل المقترض وحده. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يضع Church Community Housing Corporation Community Land Trust Homeownership Program حدًا لسعر الشراء على النحو التالي: Purchase price is reduced because CCHC retains the land; specific price by home/development not published online. تشمل أنواع العقارات المؤهلة Single Family وCondo. المنازل حديثة البناء مؤهلة. المنازل الجاهزة (المصنّعة) غير مؤهلة.

يخدم Church Community Housing Corporation Community Land Trust Homeownership Program مشتري المنازل الذين يشترون في Newport، Rhode Island.

تُقدَّم طلبات Church Community Housing Corporation Community Land Trust Homeownership Program عبر Church Community Housing Corporation (CCHC)، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. تُحجز الأموال عبر Contact CCHC; CLT homes available only to graduates of CCHC's homebuyer training. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.