RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk)

RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) هو مساعدة في الدفعة المقدمة لمشتري المنازل في Richmond، Virginia، وتديره Richmond Redevelopment & Housing Authority (RRHA). RRHA's homeownership initiative sells renovated, affordable single-family homes to first-time and low-to-moderate-income buyers in targeted Richmond neighborhoods. Through the Neighborhood Homeownership Initiative and Greenwalk programs, RRHA acquires and renovates homes that are sold to households earning below 80% of AMI, while the ComeHome program helps RRHA public-housing residents and voucher holders transition to ownership. Below-market purchase of renovated single-family homes. Energy-efficient EarthCraft-certified homes (Greenwalk). Pathway to ownership for public-housing residents and voucher holders (ComeHome). Neighborhood revitalization. يأتي التمويل من Federal and private funds (historically HUD HOPE VI, HOME, CDBG); program sells RRHA-renovated homes.

RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) هو مساعدة في الدفعة المقدمة ويُسدَّد وفق الشروط التي تحددها Richmond Redevelopment & Housing Authority (RRHA). يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) مفتوح أمام مشتري المنازل لأول مرة ومشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. تعني عبارة "مشتري منزل لأول مرة" عادةً عدم امتلاك منزل خلال السنوات الثلاث الماضية، لكن البرنامج يضع تعريفه الخاص. شرط الإقامة: ComeHome is limited to RRHA public-housing residents and voucher holders; NHI/Greenwalk homes are in specific Richmond neighborhoods (Randolph/Maymont, Highland Park, Southside, Blackwell). RRHA's active homeownership programs are ComeHome (2023-present, for RRHA residents/voucher holders), the Neighborhood Homeownership Initiative (119 renovated homes for buyers <80% AMI), and Greenwalk (EarthCraft homes for first-time buyers <80% AMI). Distinct from the City of Richmond HOME Homeownership program. GAPS: per-unit assistance amount, interest rate, loan term, forgiveness terms, recapture, credit score, DTI, homebuyer-education requirement, max purchase price, participating lenders, and full income-limit table by household size are not published — confirm directly with RRHA at (804) 780-4200.

يحدد RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) دخل الأسرة بما لا يتجاوز 80% من الدخل الوسيط في المنطقة، وهو يختلف بحسب المقاطعة وحجم الأسرة. Neighborhood Homeownership Initiative and Greenwalk homes are sold to households with incomes below 80% of Area Median Income. Full income-limit table by household size not published (confirm 80% AMI dollar limits for the Richmond, VA MSA with RRHA). ComeHome is restricted to current RRHA public-housing residents and Housing Choice Voucher holders. ينطبق الحد على إجمالي دخل الأسرة، وليس على دخل المقترض وحده. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يمكن استخدام RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) لـSingle Family. المنازل حديثة البناء غير مؤهلة. المنازل الجاهزة (المصنّعة) غير مؤهلة.

يخدم RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) مشتري المنازل الذين يشترون في Richmond، Virginia. يستهدف البرنامج مناطق محددة: Randolph/Maymont, Highland Park, Southside, Blackwell, and Randolph neighborhoods of Richmond.

تُقدَّم طلبات RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) عبر Richmond Redevelopment & Housing Authority (RRHA)، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.