Autauga-Chilton Habitat for Humanity Homeownership Program

Autauga-Chilton Habitat for Humanity Homeownership Program es ayuda para el pago inicial para compradores de vivienda en Prattville, Alabama, a cargo de Habitat for Humanity of Autauga and Chilton Counties. Habitat for Humanity of Autauga and Chilton Counties provides 0%-interest affordable mortgage loans to low-income households in Autauga and Chilton Counties. Applicants must have lived or worked in the counties for at least 9 months, demonstrate housing need (e.g., unsafe/overcrowded housing, spending >30% of income on housing), have a credit score of approximately 550+, and have steady income within HUD guidelines. Selected families contribute sweat equity (100–400 hours depending on household composition) and a monthly savings of 2% of income from selection to move-in. The affiliate dedicated its 50th home in January 2025, confirming an active ongoing program. 0% interest mortgage. Serves both Autauga and Chilton counties. Clear sweat equity structure by household type. Active program — 50th home dedicated Jan 2025. Los fondos provienen de Private/nonprofit — Habitat for Humanity affiliate.

Autauga-Chilton Habitat for Humanity Homeownership Program es ayuda para el pago inicial y se reembolsa según los términos que fija Habitat for Humanity of Autauga and Chilton Counties. El reembolso se activa por sale, transfer, or failure to maintain owner-occupancy. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Autauga-Chilton Habitat for Humanity Homeownership Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Comprador de vivienda por primera vez” suele significar no haber sido dueño de una vivienda en los últimos tres años, pero el programa fija su propia definición. Sobre el crédito, el programa indica: Decent credit report of about 550 required. Se requiere un curso de educación para compradores de vivienda, a través de Habitat for Humanity of Autauga and Chilton Counties — partner education as part of program. Requisito de residencia: Must live or work in Autauga or Chilton Counties for at least 9 months before applying. Ciudadanía o situación migratoria: U.S. citizen or permanent resident. Must live or work in Autauga or Chilton County for at least 9 months before applying. Registered sex offenders, those with a drug conviction in the past 3 years, or those currently in bankruptcy are ineligible. Min credit score ~550. Monthly 2% income savings required from selection to move-in. Income must be within HUD guidelines — specific table not on website; contact affiliate at 334-365-4132. Coverage: Autauga and Chilton counties.

Autauga-Chilton Habitat for Humanity Homeownership Program fija su límite de ingresos así: Must fall within HUD income guidelines (specific AMI percentage and dollar table not published on affiliate website as of June 2026 — contact affiliate to confirm). El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Autauga-Chilton Habitat for Humanity Homeownership Program se puede usar para single_family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Autauga-Chilton Habitat for Humanity Homeownership Program atiende a compradores de vivienda que compran en Prattville, Alabama.

Las solicitudes de Autauga-Chilton Habitat for Humanity Homeownership Program se tramitan a través de Habitat for Humanity of Autauga and Chilton Counties, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.