Homeownership Down Payment Assistance Program (HDPA) - Mobile County

Homeownership Down Payment Assistance Program (HDPA) - Mobile County es un préstamo condonable para compradores de vivienda en Condado de Mobile, Alabama, a cargo de Mobile County Grants Department (CDBG-DR via Alabama Department of Economic and Community Affairs / ADECA). Mobile County's Homeownership Down Payment Assistance Program (HDPA) is a CDBG-DR (Hurricanes Sally & Zeta) program administered through ADECA that provides up to $50,000 (minimum $1,000) toward the purchase of a single-family home in designated Mobile County municipalities and unincorporated areas. Assistance is an interest-free deferred loan forgiven over up to ten years as long as the home remains the buyer's primary residence. The program prioritizes low- and moderate-income households impacted by the 2020 storms but also welcomes others on the path to homeownership; properties within the City of Mobile and Town of Dauphin Island are excluded. Up to $50,000 in assistance (minimum $1,000). 0% interest, forgiven over up to 10 years. Open to non-first-time buyers and storm-impacted households. Works with conventional, FHA, VA, and USDA Qualified Mortgages. Los fondos provienen de Community Development Block Grant-Disaster Recovery (CDBG-DR), Hurricanes Sally & Zeta, administered through the Alabama Department of Economic and Community Affairs (ADECA).

Homeownership Down Payment Assistance Program (HDPA) - Mobile County ofrece entre $1,000 y $50,000 de ayuda. El programa se puede combinar con otras ayudas, sujeto a las reglas de cada una. Los montos son los máximos publicados por el programa, no una oferta: Mobile County Grants Department (CDBG-DR via Alabama Department of Economic and Community Affairs / ADECA) determina cualquier ayuda individual.

Homeownership Down Payment Assistance Program (HDPA) - Mobile County se perdona después de 10 años, así que un comprador de vivienda que se quede ese tiempo no lo devuelve. El reembolso se activa por Interest-free deferred loan forgiven over up to ten years; homebuyer must maintain the home as their primary residence. La ayuda se registra con un gravamen en posición Second. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Homeownership Down Payment Assistance Program (HDPA) - Mobile County está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de Homebuyer counseling required. Requisito de residencia: Property must be a single-family dwelling within designated Mobile County municipalities (Bayou La Batre, Chickasaw, Citronelle, Creola, Saraland, Satsuma, Semmes, Mount Vernon, Prichard) and unincorporated areas. Homes within the City of Mobile or the Town of Dauphin Island are NOT eligible. Priority to applicants who were Mobile County residents at the time of Hurricanes Sally & Zeta (Sept. 11-16, 2020 and Oct. 28-29, 2020). Ciudadanía o situación migratoria: U.S. citizens or qualified aliens eligible for federal benefits under PRWORA (1996). DISTINCT from the already-cataloged Mobile County 'First Time Home Buyers Program' (the standard HOME DPA up to $25,000). This HDPA is the CDBG-DR disaster-recovery product (up to $50,000) and is currently OPEN/accepting applications (2026 flyers). Excludes City of Mobile and Dauphin Island. Home value limits updated beginning April 1, 2026 (exact dollar figure not on flyer). Min credit score and DTI not published.

Homeownership Down Payment Assistance Program (HDPA) - Mobile County limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. 2026 HUD income limits (household must be at or below 80% AMI for Mobile County, revised annually): 1 person $69,950; 2 $79,950; 3 $89,950; 4 $99,950; 5 $107,950; 6 $115,950; 7 $123,950; 8 $131,950. (Disaster-recovery eligibility references up to 120% AMI for storm-impacted applicants.). El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Homeownership Down Payment Assistance Program (HDPA) - Mobile County limita el precio de compra así: Home value limits updated beginning April 1, 2026 (specific dollar limit not stated on the flyer). Los tipos de propiedad elegibles incluyen Single Family.

Homeownership Down Payment Assistance Program (HDPA) - Mobile County atiende a compradores de vivienda que compran en Condado de Mobile, Alabama. El programa se dirige a áreas específicas: Priority to low- and moderate-income homeowners and renters impacted by 2020 Hurricanes Sally & Zeta; eligible only in designated Mobile County municipalities and unincorporated areas (excluding City of Mobile and Dauphin Island).

Las solicitudes de Homeownership Down Payment Assistance Program (HDPA) - Mobile County se tramitan a través de Mobile County Grants Department (CDBG-DR via Alabama Department of Economic and Community Affairs / ADECA), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Apply by calling the Mobile County Grants Department at (251) 574-5065. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.