UHDC Mutual Self-Help Housing Program (USDA Section 502)

UHDC Mutual Self-Help Housing Program (USDA Section 502) es una primera hipoteca para compradores de vivienda en Russellville, Arkansas, a cargo de Universal Housing Development Corporation (UHDC). UHDC's Self-Help Building Program uses USDA Rural Development Section 502 Direct loans to help very-low- and low-income families build their own new, energy-efficient homes in rural Arkansas. Families contribute sweat equity (labor) during construction under a construction supervisor, which keeps the cost of the home low. UHDC processes applications, provides housing counseling, and files the loan application with USDA Rural Development for the county where the home will be built. Build your own home with sweat equity to lower cost. USDA Section 502 Direct financing (rate as low as 1% with payment assistance). No traditional cash down payment. HUD-approved counseling and credit help included. Los fondos provienen de USDA Rural Development Section 502 Direct loans; UHDC is a NeighborWorks America chartered member and HUD-approved housing counseling agency.

UHDC Mutual Self-Help Housing Program (USDA Section 502) es una primera hipoteca y se reembolsa según los términos que fija Universal Housing Development Corporation (UHDC). El reembolso se activa por Standard USDA 502 Direct mortgage repayment; USDA payment subsidy subject to recapture per USDA rules. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

UHDC Mutual Self-Help Housing Program (USDA Section 502) está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de UHDC (HUD-approved housing counseling agency; provides homebuyer education and credit counseling). Serves Pope, Logan, Conway, Yell, and Johnson counties only. Requires sweat-equity labor during construction. Underlying financing is the USDA Section 502 Direct loan, so USDA income, area, and loan-limit rules apply (county-specific - verify on the official USDA income eligibility site).

UHDC Mutual Self-Help Housing Program (USDA Section 502) fija su límite de ingresos así: Targets very-low- and low-income families per USDA Section 502 Direct income limits (county-specific - verify on the official USDA income eligibility site). El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

UHDC Mutual Self-Help Housing Program (USDA Section 502) atiende a compradores de vivienda que compran en Russellville, Arkansas. El programa se dirige a áreas específicas: Counties served: Pope, Logan, Conway, Yell, and Johnson (rural areas eligible for USDA Section 502 financing).

Las solicitudes de UHDC Mutual Self-Help Housing Program (USDA Section 502) se tramitan a través de Universal Housing Development Corporation (UHDC), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Applications processed by UHDC first-come, first-served; loan applications then filed with USDA Rural Development for the county where the house will be built. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.