Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program es un certificado de crédito hipotecario para compradores de vivienda en Arizona, a cargo de Arizona Industrial Development Authority (Arizona IDA), issued statewide by Community Investment Corporation (CIC Tucson). The Arizona statewide Mortgage Credit Certificate program provides first-time homebuyers and veterans a federal income tax credit on a portion of their annual mortgage interest, reducing federal income tax owed each year the home is owned and occupied. The credit (up to 50% of annual mortgage interest, capped at $2,000 per year) can also be used by the lender to gross up qualifying income and improve debt-to-income ratios. The MCC is offered by the Arizona Industrial Development Authority and all certificates are issued statewide by Community Investment Corporation (CIC Tucson). It can be combined with the HOME Plus DPA program but cannot be combined with the Arizona Is Home program. Los fondos provienen de Federal mortgage credit certificate allocation administered by the Arizona Industrial Development Authority.

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program ofrece hasta $2,000 de ayuda. El programa se puede combinar con HOME Plus DPA (not Arizona Is Home). Los montos son los máximos publicados por el programa, no una oferta: Arizona Industrial Development Authority (Arizona IDA), issued statewide by Community Investment Corporation (CIC Tucson) determina cualquier ayuda individual.

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program es un crédito fiscal y no un préstamo, así que no hay nada que devolver. El reembolso se activa por Certificate cancelled if home ceases to be the borrower's primary residence; no repayment of credit otherwise. La ayuda se registra con un gravamen en posición Not applicable (tax credit, no lien). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time buyer requirement waived for veterans and for purchases in designated targeted areas. Requisito de residencia: Property must be in Arizona. (assistance_amount: Up to $2,000 annual federal tax credit) Available to first-time homebuyers (no home ownership in past 3 years) and veterans. County-specific income and purchase price limits apply and may be lower than the paired DPA program's limits. MCC funds are limited. Must be applied for through a participating lender prior to closing. Can be combined with HOME Plus but NOT with Arizona Is Home.

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program fija su límite de ingresos así: Income limits apply and vary by county; limits could be lower than the selected DPA program income limits (specific statewide table not published on the program page). El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program limita el precio de compra así: Purchase price limits apply and vary by county. Los tipos de propiedad elegibles incluyen Single-family detached, Condominium, Townhouse y Manufactured housing.

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program menciona a veteranos entre los grupos a los que atiende. Aparecer aquí significa que el programa menciona al grupo, no que pertenecer a él baste por sí solo para que un solicitante califique; las demás reglas de elegibilidad siguen aplicándose.

Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program atiende a compradores de vivienda que compran en cualquier lugar de Arizona. El programa se dirige a áreas específicas: Designated targeted areas waive the first-time-buyer requirement and may have higher limits (vary by county).

Las solicitudes de Arizona IDA Statewide Mortgage Credit Certificate (MCC) Program se tramitan a través de Arizona Industrial Development Authority (Arizona IDA), issued statewide by Community Investment Corporation (CIC Tucson), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Applied for through a participating HOME Plus / Arizona IDA lender prior to closing; certificates issued by CIC. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.