First Front Door (FFD)

First Front Door (FFD) es una subvención para compradores de vivienda en Delaware, a cargo de FHLBank Pittsburgh (Federal Home Loan Bank of Pittsburgh). First Front Door (FFD) is a homebuyer grant from FHLBank Pittsburgh offered through its member financial institutions in Delaware, Pennsylvania and West Virginia. First-time homebuyers at or below 80% AMI who contribute at least $1,500 of their own funds can receive up to $15,000 toward down payment and closing costs. The grant carries a 5-year retention period secured by a deed restriction, with prorated recapture on early sale or refinance. Up to $15,000 toward down payment and closing costs. No monthly payments. Forgiven after 5 years of ownership. Can be combined with other assistance. Works with FHA, VA, USDA and conventional first mortgages. Los fondos provienen de FHLBank Pittsburgh member-funded voluntary housing grant program (Affordable Housing Program set-aside).

First Front Door (FFD) ofrece hasta $15,000 de ayuda. Niveles de ayuda: Two products: First Front Door (FFD, ≤80% AMI) and First Front Door Keys (≤120% AMI, first-generation first-time homebuyers). Aporte del comprador de vivienda: Homebuyer must contribute a minimum of $1,500 in personal funds toward down payment and closing costs. El programa se puede combinar con Can be layered with other down payment / closing-cost assistance programs subject to member and program rules. Los montos son los máximos publicados por el programa, no una oferta: FHLBank Pittsburgh (Federal Home Loan Bank of Pittsburgh) determina cualquier ayuda individual.

First Front Door (FFD) está estructurado como una subvención, así que no se devuelve. El reembolso se activa por Repayment of a prorated portion of the grant is required if the home is sold or refinanced within the 5-year retention period; the obligation is secured by a Real Estate Retention Agreement (deed restriction). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

First Front Door (FFD) está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time homebuyer = has not owned an eligible property used as a primary residence in the last three years. If purchasing jointly, at least one buyer must meet the three-year test. Also includes a person who previously owned jointly and is now buying independently, and owners of an investment property they have not lived in. Sobre el crédito, el programa indica: Not set by FFD; determined by the participating member's first-mortgage underwriting. Se requiere un curso de educación para compradores de vivienda, a través de At least 4 hours of homeownership counseling (including predatory lending) prior to purchase, through a HUD-approved or FHLBank-approved counseling agency; online options include eHome America, Framework, Fannie Mae HomeView, Freddie Mac CreditSmart, and PHFA online counseling. Available only through participating FHLBank Pittsburgh members. Lien position, max purchase price, credit score and DTI are set by the member's first-mortgage underwriting and were not specified on the FFD program page (left null). Funds are limited and awarded first-come, first-served during an annual round.

First Front Door (FFD) limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Household income must be at or below 80% of the area median income (AMI) at the time of registration, as published by HUD for the property location/household size. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

First Front Door (FFD) se puede usar para Single Family, Condo y Townhouse.

First Front Door (FFD) atiende a compradores de vivienda que compran en cualquier lugar de Delaware.

Las solicitudes de First Front Door (FFD) se tramitan a través de FHLBank Pittsburgh (Federal Home Loan Bank of Pittsburgh), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Members submit reservation requests during an annual open funding round; FHLBank processes/approves completed reservations within 10 business days on a first-come, first-served basis until funds are exhausted. 2026 round opens May 19, 9 a.m. Eastern. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.