Max HLPR (Home Loan Payment Relief) Loan

Max HLPR (Home Loan Payment Relief) Loan es un préstamo de plusvalía compartida para compradores de vivienda en Hawaii, a cargo de HHOC Mortgage (a 501(c)(3) nonprofit affiliate of the Hawaii HomeOwnership Center). Max HLPR (Home Loan Payment Relief) is a deferred down payment loan from HHOC Mortgage with 0% interest and no monthly payments. Principal is deferred for 20 years (or earlier upon sale, if the borrower stops occupying the home, or upon taking equity out via refinance or HELOC). A shared appreciation equity agreement applies, so HHOC shares in the home's appreciation at repayment. The product is available statewide to first-time buyers who finance their first mortgage through HHOC Mortgage. 0% interest. No monthly payments. Principal deferred up to 20 years. Statewide availability. Combinable with other HHOC Mortgage products. Los fondos provienen de HHOC Mortgage program funds (nonprofit; funds limited and reserved when available).

Max HLPR (Home Loan Payment Relief) Loan es un préstamo de plusvalía compartida y se reembolsa según los términos que fija HHOC Mortgage (a 501(c)(3) nonprofit affiliate of the Hawaii HomeOwnership Center). El reembolso se activa por Principal deferred 20 years; due earlier upon sale, when the borrower no longer occupies the property, or upon taking cash out (refinance, HELOC). A shared appreciation equity agreement applies at repayment. La ayuda se registra con un gravamen en posición Second. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Max HLPR (Home Loan Payment Relief) Loan está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time homebuyer required (no property ownership in the last 3 years). Se requiere un curso de educación para compradores de vivienda, a través de Hawaii HomeOwnership Center - homebuyer education classes plus a coaching session. HHOC Mortgage must originate the first mortgage. Homebuyer education classes and a coaching session with the Hawaii HomeOwnership Center are required. Borrowers must be first-time homebuyers (no ownership in the last 3 years). Funds are limited and reserved once under contract. Exact maximum loan amount and income limits for Max HLPR were not published on the source page - confirm with HHOC Mortgage.

Max HLPR (Home Loan Payment Relief) Loan fija su límite de ingresos así: Income limit not published for the Max HLPR product specifically; HHOC Mortgage products generally serve low- to moderate-income first-time buyers (other HHOC products list 80%-130% AMI tiers). Confirm with HHOC Mortgage. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Max HLPR (Home Loan Payment Relief) Loan se puede usar para Single Family, Condo y Townhouse.

Max HLPR (Home Loan Payment Relief) Loan atiende a compradores de vivienda que compran en cualquier lugar de Hawaii.

Las solicitudes de Max HLPR (Home Loan Payment Relief) Loan se tramitan a través de HHOC Mortgage (a 501(c)(3) nonprofit affiliate of the Hawaii HomeOwnership Center), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Funds reserved once the borrower enters a purchase contract; HHOC Mortgage must originate the first mortgage. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.