Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC) es un certificado de crédito hipotecario para compradores de vivienda en Statewide, Idaho, a cargo de Idaho Housing and Finance Association (IHFA). IHFA's Mortgage Credit Certificate lets eligible Idaho homebuyers claim a federal income tax credit equal to 35% of the mortgage interest paid each year, capped at $2,000 annually, for as long as they live in the home and pay interest on the mortgage. It is a non-refundable credit, with unused amounts carried forward up to three years. The MCC cannot be used with IHFA's First Loan product but can pair with IHFA down payment assistance and standard loan types. Up to $2,000/year federal tax credit. 35% of annual mortgage interest. Stackable with most DPA. Lasts the life of the loan. Carry-forward of unused credit up to 3 years. Los fondos provienen de Federal (mortgage revenue bond authority converted to MCC authority under IRS rules).

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC) ofrece hasta $2,000 de ayuda. El programa se puede combinar con otras ayudas, sujeto a las reglas de cada una. Los montos son los máximos publicados por el programa, no una oferta: Idaho Housing and Finance Association (IHFA) determina cualquier ayuda individual.

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC) es un crédito fiscal y no un préstamo, así que no hay nada que devolver. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC) está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time buyer requirement (no primary-residence ownership in prior 3 years) is waived when purchasing in an IHFA-designated targeted county/area. Non-refundable credit; requires tax liability. $300 issuance fee. Cannot combine with IHFA First Loan. Exact income and purchase price limits by county not published on page (lender confirms).

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC) fija su límite de ingresos así: IHFA First Loan program household income limits apply; vary by county and household size (updated annually). Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC) limita el precio de compra así: IHFA First Loan program sales price limits apply; vary by county.

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC) atiende a compradores de vivienda que compran en Statewide, Idaho. El programa se dirige a áreas específicas: IHFA-designated targeted counties/areas waive the first-time-buyer requirement and may relax income/price limits.

Las solicitudes de Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC) se tramitan a través de Idaho Housing and Finance Association (IHFA), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.