Treasure Valley Habitat for Humanity Homeownership Program

Treasure Valley Habitat for Humanity Homeownership Program es ayuda para el pago inicial para compradores de vivienda en Boise, Idaho, a cargo de Treasure Valley Habitat for Humanity (formerly Boise Valley Habitat for Humanity). Treasure Valley Habitat for Humanity (the former Boise Valley Habitat affiliate, serving Ada and Canyon Counties) sells newly built homes to qualified low-income families at no profit with a 0% interest mortgage capped so principal, taxes, and insurance do not exceed 30% of household income. Applicants must demonstrate need, ability to pay, and willingness to partner, contributing a minimum of 200 sweat-equity hours (plus 100 from family/friends) and saving $1,500 toward the down payment. Enrollment opens periodically when a new housing development is underway; income must fall within HUD limits for Ada County. 0% interest mortgage. No-profit home price. Payment capped at 30% of income. Sweat-equity replaces large cash down payment.

Treasure Valley Habitat for Humanity Homeownership Program es ayuda para el pago inicial y se reembolsa según los términos que fija Treasure Valley Habitat for Humanity (formerly Boise Valley Habitat for Humanity). El reembolso se activa por Resale/transfer (Habitat retains right of first purchase); standard mortgage payments. La ayuda se registra con un gravamen en posición First. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Treasure Valley Habitat for Humanity Homeownership Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda. Requisito de residencia: Must reside or work in Ada County; must be a U.S. citizen or legal resident. Housing payment cannot exceed 30% of gross income. Mandatory Program Orientation Meeting during an open application period; no judgments/collections/bankruptcy in past 12 months; good payment history on 3+ accounts; self-employed applicants must schedule an office appointment.

Treasure Valley Habitat for Humanity Homeownership Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Income must fall within current HUD income guidelines for Ada County (per published HUD income limit chart); applicant must meet debt-to-income requirements. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Treasure Valley Habitat for Humanity Homeownership Program se puede usar para Single Family. La construcción nueva es elegible.

Treasure Valley Habitat for Humanity Homeownership Program atiende a compradores de vivienda que compran en Boise, Idaho.

Las solicitudes de Treasure Valley Habitat for Humanity Homeownership Program se tramitan a través de Treasure Valley Habitat for Humanity (formerly Boise Valley Habitat for Humanity), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.