Susan's Savings First Time Home Buyers Program

Susan's Savings First Time Home Buyers Program es una subvención para compradores de vivienda en Statewide, Kentucky. Employer-sponsored 2:1 matching grant for first-time homebuyer employees of Trilogy Health Services / Synchrony Health Services (senior care / SNF / LTC operator). Up to $7,000 lifetime match (save $3,500 over 3 years). Eligibility restricted to FT/PT employees in good standing for 6+ months, hourly rate <= $28.80. Funds paid directly to mortgage company at closing for down payment / closing costs. Pure grant, no lien, no repayment. Multi-state employer footprint (KY/IN/OH/MI); recorded as Statewide for KY database with employer-specific eligibility documented. Susan's Savings is a 2-to-1 employer matching grant program for first-time homebuyer employees of Trilogy Health Services and Synchrony Health Services. Employees set up a direct-deposit savings plan with banking partner Fifth Third Bank. the Trilogy Health Services Foundation matches every saved dollar 2:1 (i.e., $1 saved = $2 in matched grant). The match is tiered by savings duration and amount: save up to $1,000 over 6 months -> $2,000 match. save up to $1,500 over 1 year -> $3,000 match. save up to $2,500 over 2 years -> $5,000 match. save up to $3,500 over 3 years -> $7,000 match (program cap). At closing, the matched grant is paid directly to the buyer's mortgage company for down payment and closing costs. The grant is non-repayable, with no lien, no second mortgage, and no occupancy term beyond standard first-mortgage requirements. Named for Susan Bufford, wife of Trilogy founder Randy Bufford. Este es un programa nacional, así que está disponible más allá de un solo estado o ciudad. Los fondos provienen de Private, Employer y Foundation.

Susan's Savings First Time Home Buyers Program está estructurado como una subvención, así que no se devuelve. El reembolso se activa por None - true grant y no repayment, no lien, no occupancy claw-back. La ayuda se registra con un gravamen en posición 1st Lien (grant - no separate lien). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Susan's Savings First Time Home Buyers Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time homebuyer required; no published exceptions for displaced homemakers / etc. Sobre el crédito, el programa indica: No Foundation-imposed minimum FICO; first-mortgage lender overlays apply. Requisito de residencia: No state or geographic residency requirement imposed by the Foundation. Employee can purchase a home in any state where Trilogy operates (Kentucky, Indiana, Ohio, Michigan) - or potentially elsewhere, subject to first-mortgage feasibility. The Foundation pays the matched grant to the closing mortgage company regardless of property state. Ciudadanía o situación migratoria: Per first-mortgage product overlays. EMPLOYER-RESTRICTED PROGRAM. Open only to current employees of Trilogy Health Services or Synchrony Health Services. Eligibility (verbatim from Foundation page): (1) Open to both full-time and part-time employees; (2) Must be a first-time home buyer; (3) Must be employed at Trilogy for over 6 months and in good standing; (4) Must meet charitable-class guidelines: employees whose hourly rate is greater than $28.80 are not eligible (this acts as the income test - $28.80/hr x 2,080 hrs ~= $59,904/yr full-time). Employees set up direct deposit to Fifth Third Bank savings account via UKG (Pay > Direct Deposit > Add Direct Deposit) for a minimum of 6 months. Match is paid only upon successful first-home closing. Funds may be applied only to down payment and/or closing costs at closing. Maximum lifetime match $7,000.

Susan's Savings First Time Home Buyers Program limita el ingreso del hogar a $59,904. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Susan's Savings First Time Home Buyers Program limita el precio de compra así: No published maximum purchase price. Los tipos de propiedad elegibles incluyen Per first-mortgage product y no Foundation-imposed property-type restriction. La construcción nueva es elegible. Las viviendas prefabricadas son elegibles.

Susan's Savings First Time Home Buyers Program menciona a trabajadores de la salud entre los grupos a los que atiende. Aparecer aquí significa que el programa menciona al grupo, no que pertenecer a él baste por sí solo para que un solicitante califique; las demás reglas de elegibilidad siguen aplicándose.

Susan's Savings First Time Home Buyers Program es un programa nacional, así que no se limita a un solo estado.

Las solicitudes de Susan's Savings First Time Home Buyers Program se tramitan a través de la agencia que administra el programa, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Employee enrolls via Foundation application form at thetrilogyfoundation.org. Sets up direct deposit to Fifth Third Bank savings via UKG. Saves for chosen tier duration (6 mo / 1 yr / 2 yr / 3 yr). Notifies Emily Taylor (Emily.Taylor@Trilogyhs.com) of pending closing. Foundation wires match to buyer's mortgage company at closing. Subject to annual Foundation funding availability. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.