LPTFA First Time Homebuyers Downpayment Assistance Program

LPTFA First Time Homebuyers Downpayment Assistance Program es un segundo préstamo reembolsable para compradores de vivienda en Lafayette, Louisiana, a cargo de Lafayette Public Trust Financing Authority (LPTFA). The Lafayette Public Trust Financing Authority offers a First Time Homebuyers Downpayment Assistance Program to help qualified buyers obtain an affordable first mortgage through a participating private lender. Provides a repayable second-mortgage loan applied toward down payment and/or closing costs. A 5% interest loan up to $8,000 applied toward down payment and/or closing costs (monthly payment $63.26), secured by a second mortgage.

LPTFA First Time Homebuyers Downpayment Assistance Program ofrece hasta $8,000 de ayuda. Los montos son los máximos publicados por el programa, no una oferta: Lafayette Public Trust Financing Authority (LPTFA) determina cualquier ayuda individual.

LPTFA First Time Homebuyers Downpayment Assistance Program es un segundo préstamo reembolsable y se reembolsa según los términos que fija Lafayette Public Trust Financing Authority (LPTFA). El reembolso se activa por Loan repaid via monthly payments ($63.26) over a 15-year term; becomes due in full if borrower no longer occupies home as principal residence before end of 15-year term. La ayuda se registra con un gravamen en posición Second mortgage. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

LPTFA First Time Homebuyers Downpayment Assistance Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time homebuyer = has not owned a home as a primary residence in the past three years; displaced homemakers also eligible. Se requiere un curso de educación para compradores de vivienda, a través de First-time homebuyer training program; LCG Community Development Neighborhood Services Home Ownership Training (HOT) Course (337-291-5452). Loan due in full if the original homebuyer no longer occupies the home as principal residence before the end of the 15-year loan term. No prepayment penalty. Applicant must have a current signed purchase agreement and meet the participating lender's/mortgage insurer's credit and loan requirements. LPTFA is a separate entity from Lafayette Consolidated Government's Housing Loans FTHB program.

LPTFA First Time Homebuyers Downpayment Assistance Program fija su límite de ingresos así: Maximum annual income: family size 2 or less = $78,600; family size 3 or more = $91,700. Adjusted gross income must not exceed maximum allowable for single-family MRB programs administered by LHC or LPTFA. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

LPTFA First Time Homebuyers Downpayment Assistance Program limita el precio de compra a $316,177. Los tipos de propiedad elegibles incluyen single_family, townhome y condo. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

LPTFA First Time Homebuyers Downpayment Assistance Program atiende a compradores de vivienda que compran en Lafayette, Louisiana.

Las solicitudes de LPTFA First Time Homebuyers Downpayment Assistance Program se tramitan a través de Lafayette Public Trust Financing Authority (LPTFA), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.