Bowie First Mortgage Assistance Program

Bowie First Mortgage Assistance Program es un préstamo condonable para compradores de vivienda en Bowie, Maryland, a cargo de City of Bowie, Office of Grant Development & Administration. The Bowie First Mortgage Assistance Program provides closing-cost assistance to first-time homebuyers who are teachers, persons with disabilities, City of Bowie government employees, or police officers purchasing a home within the city limits of Bowie. The City's $2,000 grant is matched by Maryland DHCD's Community Partners Incentive Program for a total of $4,000. The grant becomes permanent after a five-year term; if the home is sold during that term the grant must be repaid in full. Buyers must contribute at least $1,000 of their own funds and complete HUD-certified homebuyer education within one year of applying. $2,000 City grant matched by $2,000 state CPIP for $4,000 total. Closing-cost assistance at purchase. Becomes permanent grant after 5 years. May be combined with other DPA/closing-cost grants. Los fondos provienen de City of Bowie grant ($2,000) matched by the Maryland DHCD Community Partners Incentive Program ($2,000), total $4,000.

Bowie First Mortgage Assistance Program ofrece hasta $4,000 de ayuda. Aporte del comprador de vivienda: Purchasers must have a minimum of $1,000 of their own funds (earnest money, application/appraisal/inspection fees). El programa se puede combinar con Standard down-payment/closing-cost grants and Maryland DHCD Community Development Administration grants. Los montos son los máximos publicados por el programa, no una oferta: City of Bowie, Office of Grant Development & Administration determina cualquier ayuda individual.

Bowie First Mortgage Assistance Program se perdona después de 5 años, así que un comprador de vivienda que se quede ese tiempo no lo devuelve. El reembolso se activa por Structured as a grant; if the home is sold during the five-year grant term, the owner must repay the grant in full from settlement. After the five-year term the grant becomes permanent. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Bowie First Mortgage Assistance Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Comprador de vivienda por primera vez” suele significar no haber sido dueño de una vivienda en los últimos tres años, pero el programa fija su propia definición. Se requiere un curso de educación para compradores de vivienda, a través de HUD-certified housing counseling agencies (UCAP, Centro de Apoyo Familiar, Housing Initiative Partnership, Homefree-USA). Requisito de residencia: Purchaser must live in the home as their primary residence during the term of the grant; no temporary subleases. Eligibility restricted to first-time homebuyers who are teachers, persons with disabilities, City of Bowie government employees, or police officers buying within Bowie city limits. Home and termite inspections required. Must apply through a Maryland Mortgage Program approved lender. HUD-certified homebuyer education within one year of applying. No cash back at settlement.

Bowie First Mortgage Assistance Program menciona a educadores, agentes del orden público y compradores de vivienda con discapacidades entre los grupos a los que atiende. El programa también está limitado a empleados de First-time homebuyers who are teachers, persons with disabilities, City of Bowie government employees, or police officers. Aparecer aquí significa que el programa menciona al grupo, no que pertenecer a él baste por sí solo para que un solicitante califique; las demás reglas de elegibilidad siguen aplicándose.

Bowie First Mortgage Assistance Program atiende a compradores de vivienda que compran en Bowie, Maryland.

Las solicitudes de Bowie First Mortgage Assistance Program se tramitan a través de City of Bowie, Office of Grant Development & Administration, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.