City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program

City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program es ayuda para el pago inicial para compradores de vivienda en Rockville, Maryland, a cargo de City of Rockville Housing and Community Development Department (resale managed with Rockville Housing Enterprises). The City of Rockville's MPDU Homeownership Program (distinct from Montgomery County's MPDU program) gives income-eligible first-time homebuyers the chance to buy a city-required below-market 'Moderately Priced Dwelling Unit.' Eligible buyers join a waiting list and are contacted when MPDUs become available; the home must be the owner's primary residence for a 30-year control period. On resale, the unit is offered first to Rockville Housing Enterprises, then to the waiting list, at a city-determined resale price. This is a price-restricted homeownership/affordability program rather than a cash down payment loan or grant. Purchase a home at a below-market MPDU price. Income-eligible first-time buyers. Priority for Rockville residents/workers and households with a member over 55. City-managed resale price protection.

City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program es ayuda para el pago inicial y se reembolsa según los términos que fija City of Rockville Housing and Community Development Department (resale managed with Rockville Housing Enterprises). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Comprador de vivienda por primera vez” suele significar no haber sido dueño de una vivienda en los últimos tres años, pero el programa fija su propia definición. Se requiere un curso de educación para compradores de vivienda, a través de Montgomery County six-hour First-Time Homebuyer Class (Housing Initiative Partnership) or any HUD-approved counseling agency. Requisito de residencia: Open to all eligible applicants; purchase priority to households that live or work in Rockville and to households with a member older than 55. First-time homebuyer; minimum mortgage of $150,000; 30-year owner-occupancy/control period, no renting; income proof from all adults; Certificate of Eligibility renewed every two years; resale/refinance must follow city guidelines.

City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program fija su límite de ingresos así: Maximum gross household income limits depend on home pricing and household size (City of Rockville figures range by tier, e.g. 1-person $57,400-$68,838, 4-person up to ~$131,120). All household members over 18 must submit proof of income; income must be within limits when the sales contract is signed. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program atiende a compradores de vivienda que compran en Rockville, Maryland.

Las solicitudes de City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program se tramitan a través de City of Rockville Housing and Community Development Department (resale managed with Rockville Housing Enterprises), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.