Habitat for Humanity Metro Maryland Home Purchase Program

Habitat for Humanity Metro Maryland Home Purchase Program es una primera hipoteca para compradores de vivienda en Condado de Montgomery|Prince George's, Maryland, a cargo de Habitat for Humanity Metro Maryland. Habitat for Humanity Metro Maryland's Home Purchase Program provides affordable homeownership to income-qualified families in Montgomery and Prince George's Counties through the purchase of Habitat-built or rehabilitated homes. Families earn 30%-80% AMI and must demonstrate housing need, willingness to partner (sweat equity up to 500 hours), and ability to pay an affordable mortgage. Applications open periodically and are currently closed as of June 2026; an email interest list is available. Affordable Habitat-built or rehabilitated home. Affordable monthly mortgage payments. Financial coaching and homebuyer workshops. Sweat equity in lieu of down payment.

Habitat for Humanity Metro Maryland Home Purchase Program es una primera hipoteca y se reembolsa según los términos que fija Habitat for Humanity Metro Maryland. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity Metro Maryland Home Purchase Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: Minimum credit score 580 or better. Credit report clear of bankruptcies or foreclosures within last 3 years. Se requiere un curso de educación para compradores de vivienda, a través de Habitat for Humanity Metro Maryland workshops (Finance & Budgeting, Home Maintenance, Community Living). Requisito de residencia: Applicant and co-applicant must have lived or worked in Montgomery County or Prince George's County for at least 12 months immediately preceding application. Ciudadanía o situación migratoria: Lawful permanent resident of the United States or US Citizen. APPLICATIONS CURRENTLY CLOSED as of June 2026; join email notification list at habitatmm.org. Sweat equity: 1st adult 200 hours, each additional adult 100 hours, young adults (16-17) 50 hours; max 500 per family; >=50% on construction site. Criminal background check for all occupants 18+. Family Selection Committee monthly; final Board approval.

Habitat for Humanity Metro Maryland Home Purchase Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Annual household income between 30% and 80% AMI (Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area). Each project may have different limits based on home sales price. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity Metro Maryland Home Purchase Program se puede usar para Single Family y Townhouse. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Habitat for Humanity Metro Maryland Home Purchase Program atiende a compradores de vivienda que compran en Condado de Montgomery|Prince George's, Maryland. El programa se dirige a áreas específicas: Montgomery County and Prince George's County, Maryland.

Las solicitudes de Habitat for Humanity Metro Maryland Home Purchase Program se tramitan a través de Habitat for Humanity Metro Maryland, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Applications open periodically; currently CLOSED as of June 2026. Interest list available at habitatmm.org. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.