Interfaith Housing Alliance Purchase-Repair Homeownership Program

Interfaith Housing Alliance Purchase-Repair Homeownership Program es una primera hipoteca para compradores de vivienda en Condado de Carroll|Frederick|Washington, Maryland, a cargo de Interfaith Housing Alliance, Inc. (IHA). IHA's Purchase-Repair Homeownership Program provides affordable homeownership to families in USDA-RD designated rural areas of Carroll, Frederick, and Washington counties, Maryland, who would not otherwise qualify for a traditional mortgage. Features include no down payment, a below-market fixed interest rate, no PMI, and longer loan terms. IHA provides free comprehensive technical assistance from credit repair through post-purchase support. No down payment required. Below-market fixed interest rate. No private mortgage insurance. Longer loan terms to reduce monthly payments. Free IHA technical assistance. Ongoing post-purchase counseling. Los fondos provienen de USDA Rural Development (USDA-RD).

Interfaith Housing Alliance Purchase-Repair Homeownership Program es una primera hipoteca y se reembolsa según los términos que fija Interfaith Housing Alliance, Inc. (IHA). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Interfaith Housing Alliance Purchase-Repair Homeownership Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de Interfaith Housing Alliance, Inc. (free counseling including credit repair, budgeting, loan prep, home repair/maintenance). Requisito de residencia: Property must be in a USDA-RD designated rural area in Carroll, Frederick, or Washington County, MD. Property must be in a USDA-RD designated rural area; verify at the USDA eligibility site. Delivered in partnership with USDA Rural Development. IHA now prioritizes applications where safe housing is not present or there is a high risk of housing loss. Service area per official site: Carroll, Frederick, Washington counties.

Interfaith Housing Alliance Purchase-Repair Homeownership Program fija su límite de ingresos así: Income limits set by USDA Rural Development by county and household size. Frederick County 1-4 person $97,800 / 5-8 person $129,100; Carroll County 1-4 person $97,750 / 5-8 person $129,050; Washington County 1-4 person $73,100 / 5-8 person $96,500. El límite se aplica al ingreso total del hogar, no solo al del prestatario. El programa indica un tamaño máximo de hogar de 8. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Interfaith Housing Alliance Purchase-Repair Homeownership Program se puede usar para Single Family. La construcción nueva no es elegible. Las viviendas prefabricadas no son elegibles.

Interfaith Housing Alliance Purchase-Repair Homeownership Program atiende a compradores de vivienda que compran en Condado de Carroll|Frederick|Washington, Maryland. El programa se dirige a áreas específicas: USDA Rural Development designated rural areas within Carroll, Frederick, and Washington counties in Maryland.

Las solicitudes de Interfaith Housing Alliance Purchase-Repair Homeownership Program se tramitan a través de Interfaith Housing Alliance, Inc. (IHA), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.