University of Maryland, Baltimore (UMB) Live Near Your Work Program

University of Maryland, Baltimore (UMB) Live Near Your Work Program es una subvención para compradores de vivienda en Baltimore, Maryland, a cargo de University of Maryland, Baltimore (UMB) Human Resource Services, Office of Community Engagement. UMB's Live Near Your Work (LNYW) Program is an employer-funded down payment and closing cost grant for UMB faculty and staff who purchase a home in targeted West Baltimore neighborhoods around the campus. UMB contributes $16,000 per eligible participant, which can be combined with a matching grant of up to $2,500 from the Baltimore City Live Near Your Work Program for a total of approximately $18,500. Up to $16,000 grant from UMB toward down payment and closing costs (up to ~$18,500 total with Baltimore City LNYW match) for purchasing a home in a targeted neighborhood near campus. Los fondos provienen de Employer (UMB) funds plus Baltimore City Live Near Your Work match.

University of Maryland, Baltimore (UMB) Live Near Your Work Program ofrece entre $16,000 y $18,500 de ayuda, según el nivel de ayuda en el que califique el comprador de vivienda. Niveles de ayuda: UMB contribution $16,000; up to $2,500 additional from Baltimore City LNYW match (~$18,500 total). Aporte del comprador de vivienda: Minimum homeowner down payment contribution of $1,000. El programa se puede combinar con Baltimore City Live Near Your Work match (up to $2,500); other Baltimore City/State incentives where eligible. Los montos son los máximos publicados por el programa, no una oferta: University of Maryland, Baltimore (UMB) Human Resource Services, Office of Community Engagement determina cualquier ayuda individual.

University of Maryland, Baltimore (UMB) Live Near Your Work Program está estructurado como una subvención, así que no se devuelve. El reembolso se activa por Grant repaid if false statements/material omissions made; employee must occupy as primary residence at least 5 years from settlement (per eligibility self-assessment). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

University of Maryland, Baltimore (UMB) Live Near Your Work Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: Creditworthiness required; no specific minimum score published. Se requiere un curso de educación para compradores de vivienda, a través de HUD-certified housing counselor (completed before signing contract of sale). Requisito de residencia: Must purchase within UMB targeted neighborhoods: Barre Circle, Druid Heights, Franklin Square, Harlem Park, Heritage Crossing, Hollins Market, Mount Clare, Pigtown/Washington Village, Poppleton, Union Square, Upton. Limited to UMB employees buying in targeted neighborhoods; one LNYW grant per household/address; HUD-certified counseling required before contract; $1,000 minimum buyer contribution. NOTE: exact recapture/forgiveness schedule and any income/purchase-price limits not published.

University of Maryland, Baltimore (UMB) Live Near Your Work Program fija su límite de ingresos así: No income limit published for the UMB LNYW grant itself. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

University of Maryland, Baltimore (UMB) Live Near Your Work Program se puede usar para single_family, condo y townhouse.

University of Maryland, Baltimore (UMB) Live Near Your Work Program está limitado a empleados de University of Maryland, Baltimore (regular full- or part-time 50%+ FTE faculty/staff in good standing). Not contractual employees, postdoc fellows, part-time <50% FTE, students, or UMMC employees. Aparecer aquí significa que el programa menciona al grupo, no que pertenecer a él baste por sí solo para que un solicitante califique; las demás reglas de elegibilidad siguen aplicándose.

University of Maryland, Baltimore (UMB) Live Near Your Work Program atiende a compradores de vivienda que compran en Baltimore, Maryland. El programa se dirige a áreas específicas: Eleven targeted West Baltimore neighborhoods near the UMB campus. Vecindarios prioritarios: Barre Circle, Druid Heights, Franklin Square, Harlem Park, Heritage Crossing, Hollins Market, Mount Clare, Pigtown/Washington Village, Poppleton, Union Square, Upton.

Las solicitudes de University of Maryland, Baltimore (UMB) Live Near Your Work Program se tramitan a través de University of Maryland, Baltimore (UMB) Human Resource Services, Office of Community Engagement, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.