Goodhue County Housing Trust Fund Workforce Housing Assistance Program

Goodhue County Housing Trust Fund Workforce Housing Assistance Program es un segundo préstamo reembolsable para compradores de vivienda en Red Wing, Minnesota. SEMMCHRA Goodhue County workforce DPA. Up to $40,000 0% deferred second. Max PP $472,030. Income up to $167,000. 620 FICO. Workforce-employed in Goodhue County required. No FTHB requirement. The Goodhue County Housing Trust Fund Workforce Housing Assistance Program (administered by Southeast Minnesota Multi-County Housing & Redevelopment Authority - SEMMCHRA) provides up to $40,000 in down payment, closing-cost, and gap-financing assistance to workforce homebuyers (employed within Goodhue County) purchasing a primary residence in Goodhue County (Red Wing area). Funded through the Goodhue County Housing Trust Fund (county levy + state Workforce Housing Development Program), the assistance is structured as a 0% interest deferred second mortgage with no monthly payments. Repayable upon sale, refinance with cash-out, transfer of title, or non-owner-occupancy. Income up to $167,000 (broader than typical AMI - workforce-targeted). Maximum purchase price $472,030. Los fondos provienen de Local Government y State.

Goodhue County Housing Trust Fund Workforce Housing Assistance Program es un segundo préstamo reembolsable y se reembolsa según los términos que fija la agencia que administra el programa. El reembolso se activa por 0% interest deferred second mortgage. Balance due on sale, refinance with cash-out, transfer of title, or non-owner-occupancy. La ayuda se registra con un gravamen en posición 2nd Lien. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Goodhue County Housing Trust Fund Workforce Housing Assistance Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: 620 minimum FICO (workforce program - lower than typical 640 to support workforce recruitment/retention). Se requiere un curso de educación para compradores de vivienda, a través de Three Rivers Community Action (regional HUD-approved counselor for SE Minnesota) - pre-purchase 8-hour homebuyer education and one-on-one counseling required. Requisito de residencia: Property must be in Goodhue County. Borrower must be employed within Goodhue County. Ciudadanía o situación migratoria: U.S. citizen, permanent resident, or qualifying non-permanent resident alien per first-mortgage product overlays. Workforce program - borrower must be employed within Goodhue County (or be a worker recruited to Goodhue County employer). Property must be in Goodhue County. Income up to $167,000 (workforce-broad). 620 minimum FICO. Maximum purchase price $472,030. Must complete HUD-approved homebuyer education. $1,000 minimum borrower contribution. Owner-occupancy required for the duration of the deferred loan.

Goodhue County Housing Trust Fund Workforce Housing Assistance Program limita el ingreso del hogar a $167,000. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Goodhue County Housing Trust Fund Workforce Housing Assistance Program limita el precio de compra a $472,030. Los tipos de propiedad elegibles incluyen Single-family detached, condominium, townhouse, PUD, manufactured home (real-property-titled). La construcción nueva es elegible. Las viviendas prefabricadas son elegibles.

Goodhue County Housing Trust Fund Workforce Housing Assistance Program atiende a compradores de vivienda que compran en Red Wing, Minnesota.

Las solicitudes de Goodhue County Housing Trust Fund Workforce Housing Assistance Program se tramitan a través de la agencia que administra el programa, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Application via SEMMCHRA Wabasha office for Goodhue County HTF. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.