Scott County CDA First-Time Homebuyer Grant

Scott County CDA First-Time Homebuyer Grant es una subvención para compradores de vivienda en Condado de Scott, Minnesota, a cargo de Scott County Community Development Agency (CDA). The Scott County CDA First-Time Homebuyer Grant provides up to $5,000 toward down payment or closing costs for income-qualified first-time buyers purchasing anywhere in Scott County, MN. Applicants must complete a pre-purchase counseling session with the CDA (at least 60 days before signing a purchase agreement) and a HUD-approved homebuyer education course. The grant is a true grant — no lien, no repayment. Funds are limited and grants are never guaranteed. This county-wide CDA program is distinct from any city-specific Shakopee grant. Up to $5,000 grant toward down payment/closing costs. No repayment — true grant. County-wide coverage. Low/no-cost HUD-approved counseling and education. Bilingual Spanish/English specialists. Stacks with MN Housing START UP/STEP UP. Los fondos provienen de Scott County CDA local funds.

Scott County CDA First-Time Homebuyer Grant ofrece hasta $5,000 de ayuda. Aporte del comprador de vivienda: At least $1,000 of own money. Down payment from own funds/gifts must not exceed 5% of purchase price (excluding closing costs and DPA). El programa se puede combinar con Minnesota Housing START UP / STEP UP first-mortgage programs; USDA Single Family Guaranteed in rural Scott County. Los montos son los máximos publicados por el programa, no una oferta: Scott County Community Development Agency (CDA) determina cualquier ayuda individual.

Scott County CDA First-Time Homebuyer Grant está estructurado como una subvención, así que no se devuelve. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Scott County CDA First-Time Homebuyer Grant está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: Must not have owned a home/property in the last 3 years; manufactured/mobile homes excluded from the ownership-history definition. Se requiere un curso de educación para compradores de vivienda, a través de Scott County CDA Homestretch Workshop (8-hr, $40; valid 5 yrs) OR Framework online ($75; valid 2 yrs). Spanish workshops via CDA/CLUES/NeDA; Somali via African Development Center. Requisito de residencia: Must purchase a home in Scott County, MN. Ciudadanía o situación migratoria: Not explicitly stated. Must be an active participant in the CDA Homebuyer Counseling Program; first session at least 60 days before signing a purchase agreement. Cannot have received a prior SCCDA grant. All persons on mortgage/purchase agreement/title must be first-time buyers. Down payment from own funds/gifts capped at 5% of purchase price. No contract-for-deed or family-member purchases. Cannot combine with CDA Community Land Trust. Annual funding cap unknown — confirm availability with the Homeownership Specialist.

Scott County CDA First-Time Homebuyer Grant fija su límite de ingresos así: CDA-set limits by household size (2026): 1–2 persons max $132,400/yr; 3+ persons max $152,200/yr. Income from all members 18+ and all mortgage parties; full-time student dependents excluded. These exceed standard 80% AMI ($104,200 4-person FY2025) — approximately 100–115% AMI equivalent. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Scott County CDA First-Time Homebuyer Grant limita el precio de compra a $425,000. Los tipos de propiedad elegibles incluyen Single Family, Condo y Townhome. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Scott County CDA First-Time Homebuyer Grant atiende a compradores de vivienda que compran en Condado de Scott, Minnesota.

Las solicitudes de Scott County CDA First-Time Homebuyer Grant se tramitan a través de Scott County Community Development Agency (CDA), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Through Scott County CDA Homebuyer Counseling Program; funds limited and grants never guaranteed. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.