City of Kansas City Employee Homeownership Assistance Program (EAP)

City of Kansas City Employee Homeownership Assistance Program (EAP) es un préstamo condonable para compradores de vivienda en Kansas City, Missouri, a cargo de City of Kansas City, Missouri (counseling/education delivered by CHES, Inc., a HUD-approved nonprofit). Established by the City of Kansas City on March 21, 2024, the Employee Homeownership Assistance Program provides down payment and closing cost assistance to first-time-homebuyer City employees purchasing a home within Kansas City, Missouri city limits, paired with required financial education and homebuyer counseling. The loan is a partial-forgiveness loan. Priority is given to employees buying in severely distressed census tracts. Up to 20% down payment assistance, not to exceed $30,000, plus up to $5,000 in closing cost assistance, as a partial-forgiveness loan. One loan per qualified household during city employment. Los fondos provienen de City of Kansas City, Missouri.

City of Kansas City Employee Homeownership Assistance Program (EAP) ofrece hasta $35,000 de ayuda. Los montos son los máximos publicados por el programa, no una oferta: City of Kansas City, Missouri (counseling/education delivered by CHES, Inc., a HUD-approved nonprofit) determina cualquier ayuda individual.

City of Kansas City Employee Homeownership Assistance Program (EAP) es un préstamo condonable, así que el saldo se perdona una vez que se cumplen las condiciones del programa. El reembolso se activa por Partial-forgiveness loan; unforgiven balance subject to repayment under program terms. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

City of Kansas City Employee Homeownership Assistance Program (EAP) está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Comprador de vivienda por primera vez” suele significar no haber sido dueño de una vivienda en los últimos tres años, pero el programa fija su propia definición. El programa indica un puntaje de crédito mínimo de 680. Se requiere un curso de educación para compradores de vivienda. Restricted to full-time City of Kansas City, MO employees with at least 5 years of service who are first-time homebuyers in good standing with the city. Must complete financial management, homebuyer counseling and education before applying (counseling agency may charge a fee). Minimum 680 credit score (after coaching). Must provide at least 2.5% down payment. Property must be a single-family residence (condos/townhomes included) within KCMO city limits, pass a health and safety inspection, and the buyer must pre-qualify for a conforming fixed-rate mortgage. Post-purchase counseling required before loan closing.

City of Kansas City Employee Homeownership Assistance Program (EAP) atiende a compradores de vivienda que compran en Kansas City, Missouri. El programa da prioridad a áreas designadas, así que importa la dirección además del condado.

Las solicitudes de City of Kansas City Employee Homeownership Assistance Program (EAP) se tramitan a través de City of Kansas City, Missouri (counseling/education delivered by CHES, Inc., a HUD-approved nonprofit), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.