City of Hattiesburg HOME Downpayment Assistance Program

City of Hattiesburg HOME Downpayment Assistance Program es un préstamo condonable para compradores de vivienda en Hattiesburg, Mississippi, a cargo de City of Hattiesburg Community Development Division. The City of Hattiesburg's HOME Downpayment Assistance Program provides a forgivable loan of up to $20,000 to income-eligible first-time homebuyers purchasing a single-family detached home or new construction within Hattiesburg city limits. Funded by HUD's HOME Investment Partnerships Program, the program targets households at or below 80% of area median income. Applicants must complete pre-qualification with a lender and an 8-hour HUD-approved homebuyer education workshop before receiving assistance. The program is confirmed active in the City's 2025 Annual Action Plan, with HOME funds totaling $296,670.90 allocated for program year 2025. Up to $20,000 forgivable loan. Covers down payment and/or closing costs (credit reports, title insurance, appraisals, home inspections, surveying, recording fees). HOME-funded, ongoing program. 8-hour HBE workshop required. Los fondos provienen de HUD HOME Investment Partnerships Program.

City of Hattiesburg HOME Downpayment Assistance Program ofrece hasta $20,000 de ayuda. Los montos son los máximos publicados por el programa, no una oferta: City of Hattiesburg Community Development Division determina cualquier ayuda individual.

City of Hattiesburg HOME Downpayment Assistance Program es un préstamo condonable, así que el saldo se perdona una vez que se cumplen las condiciones del programa. El reembolso se activa por HOME recapture provisions apply; specifics attached to 2025 Action Plan as a separate Recapture Provisions document. Sale or failure to maintain primary residence during affordability period triggers recapture. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

City of Hattiesburg HOME Downpayment Assistance Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: No record of homeownership in the past three years. Sobre el crédito, el programa indica: Must be pre-qualified with a lender (pre-qualification approval required). Se requiere un curso de educación para compradores de vivienda, a través de HUD-approved Housing Counseling Agency; 8-hour homebuyer education workshop required. Program confirmed active per 2025 Annual Action Plan. Forgiveness period/affordability term not explicitly stated in public brochure; recapture provisions exist per 24 CFR 92.254. Income limits from 2022 brochure shown; current limits are based on annual HUD publication — use 2024 HUD HOME limits for Hattiesburg MSA. Not all buyers will qualify for maximum $20,000; funding amounts vary based on bank and city underwriting. Manufactured homes explicitly excluded.

City of Hattiesburg HOME Downpayment Assistance Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Households must have incomes at or below 80% of the area median household income, adjusted for household size, per annual HUD determination. 2022 brochure showed 4-person limit of $50,250; 2024 HUD HOME Low Income limit for Hattiesburg MSA is $58,500 for 4-person. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

City of Hattiesburg HOME Downpayment Assistance Program limita el precio de compra así: Home must be located within Hattiesburg city limits; no maximum purchase price confirmed in available documents. Los tipos de propiedad elegibles incluyen Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

City of Hattiesburg HOME Downpayment Assistance Program atiende a compradores de vivienda que compran en Hattiesburg, Mississippi.

Las solicitudes de City of Hattiesburg HOME Downpayment Assistance Program se tramitan a través de City of Hattiesburg Community Development Division, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.