Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program

Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program es una primera hipoteca para compradores de vivienda en Gulfport, Mississippi, a cargo de Habitat for Humanity of the Mississippi Gulf Coast. Habitat for Humanity of the Mississippi Gulf Coast provides affordable homeownership in Harrison, Jackson, and Stone counties through its Homeownership Program and Home Direct fast-track option. Income-qualified buyers (up to 120% AMI) receive individualized coaching, free homebuyer education, help sourcing down payment assistance and closing cost resources, and access to Habitat's in-house mortgage product. The Home Direct program is designed for buyers ready to purchase within 90 days and includes closing cost assistance when available. Habitat can also build on a buyer's own land. In-house mortgage product available. Closing cost assistance often available. Free homebuyer education and one-on-one coaching. Home Direct fast-track option for purchase-ready buyers. Can build on buyer's own land. Income up to 120% AMI eligible.

Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program es una primera hipoteca y se reembolsa según los términos que fija Habitat for Humanity of the Mississippi Gulf Coast. El reembolso se activa por Sale or cessation of owner-occupancy. La ayuda se registra con un gravamen en posición First. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Comprador de vivienda por primera vez” suele significar no haber sido dueño de una vivienda en los últimos tres años, pero el programa fija su propia definición. Sobre el crédito, el programa indica: No stated minimum; ability to qualify for affordable mortgage financing required. Se requiere un curso de educación para compradores de vivienda, a través de Habitat for Humanity of the Mississippi Gulf Coast — free group homeownership education classes; one-on-one coaching. Applicants must live or work in Harrison, Jackson, or Stone County (exceptions for relocation considered). Cannot currently own a home. No household member may be required to register as a sex offender. Must demonstrate ability to qualify for affordable mortgage financing. Some DPA partner programs require 80% AMI or below. NMLSR 267248. Contact clientservices@hfhmgc.org or call (228) 678-9100.

Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program limita el ingreso del hogar al 120% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Household income up to 120% of area median income (AMI) for the property's location (effective May 18, 2026, per FY26 HUD income limits). Some partner DPA programs may have a lower 80% AMI cap. Minimum income must be sufficient to support all homeownership expenses. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program limita el precio de compra así: Not published; Habitat homes are priced to be affordable to income-qualified buyers in the service area. Los tipos de propiedad elegibles incluyen Single Family y New Construction. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program atiende a compradores de vivienda que compran en Gulfport, Mississippi. El programa se dirige a áreas específicas: Harrison, Jackson, and Stone counties (Mississippi Gulf Coast).

Las solicitudes de Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program se tramitan a través de Habitat for Humanity of the Mississippi Gulf Coast, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.