FHLBank Topeka Homeownership Possibilities Expanded (HOPE)

FHLBank Topeka Homeownership Possibilities Expanded (HOPE) es una subvención para compradores de vivienda en Nebraska, a cargo de Federal Home Loan Bank of Topeka (delivered through participating member institutions). Homeownership Possibilities Expanded (HOPE) provides grants of $2,500 or more for down payment, closing costs, and purchase-related repairs to homebuyers at or below 115% AMI buying a primary residence in Nebraska (also CO, KS, OK). Unlike HSP, HOPE is NOT limited to first-time homebuyers, serving moderate-income 'missing middle' buyers. A 5-year retention period is enforced via a recorded RERA. Open to first-time AND repeat homebuyers. Income up to 115% AMI. Covers down payment, closing costs, and purchase-related repairs. Minimum $2,500; maximum set by member allocation. Los fondos provienen de FHLBank Topeka voluntary contribution (above the required 10% AHP).

FHLBank Topeka Homeownership Possibilities Expanded (HOPE) ofrece hasta $2,500 de ayuda. El programa se puede combinar con otras ayudas, sujeto a las reglas de cada una. Los montos son los máximos publicados por el programa, no una oferta: Federal Home Loan Bank of Topeka (delivered through participating member institutions) determina cualquier ayuda individual.

FHLBank Topeka Homeownership Possibilities Expanded (HOPE) está estructurado como una subvención, así que no se devuelve. El reembolso se activa por Sale, transfer, refinance, or cessation of owner-occupancy within the 5-year retention period triggers pro-rated repayment per the RERA. Current owners must sell their primary residence prior to purchase; converting to rental is not permitted. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

FHLBank Topeka Homeownership Possibilities Expanded (HOPE) está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Requisito de residencia: Must purchase a primary residence in Colorado, Kansas, Nebraska, or Oklahoma. Apply through a participating FHLBank Topeka member institution that received a 2026 HOPE allocation; FHLBank does not work directly with homebuyers. Current homeowners must sell their existing primary residence.

FHLBank Topeka Homeownership Possibilities Expanded (HOPE) limita el ingreso del hogar al 115% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Household income at or below 115% of Area Median Income (AMI). 2026 TurnKey income limits published at fhlbtopeka.com. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

FHLBank Topeka Homeownership Possibilities Expanded (HOPE) se puede usar para Single Family. La construcción nueva es elegible.

FHLBank Topeka Homeownership Possibilities Expanded (HOPE) atiende a compradores de vivienda que compran en cualquier lugar de Nebraska.

Las solicitudes de FHLBank Topeka Homeownership Possibilities Expanded (HOPE) se tramitan a través de Federal Home Loan Bank of Topeka (delivered through participating member institutions), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Allocation-based; eligible members receive a HOPE allocation by scoring criteria; reservations accepted through Sep 30 2026. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.