Los Alamos County Homebuyer Assistance Program (HAP)

Los Alamos County Homebuyer Assistance Program (HAP) es un segundo préstamo diferido para compradores de vivienda en Los Alamos, New Mexico, a cargo de Incorporated County of Los Alamos (administered by The Housing Trust). The Los Alamos County Homebuyer Assistance Program (HAP) helps income-qualified households buy a home in Los Alamos County by providing down payment assistance as a county-funded subsidy/deferred loan. The loan requires no monthly payments and is repaid only when the home is sold, vacated, or title is transferred. Assistance is a maximum of $25,000 (reported as up to 10% of purchase price) at a zero to two percent rate. The County partners with The Housing Trust, which also provides homebuyer education and HUD-certified counseling. Up to $25,000 in down payment assistance. No monthly payments (deferred). Low 0-2% rate. HUD-certified counseling and homebuyer education. County-funded. Los fondos provienen de Los Alamos County funds (county-funded subsidy loan).

Los Alamos County Homebuyer Assistance Program (HAP) ofrece hasta $25,000 de ayuda. Los montos son los máximos publicados por el programa, no una oferta: Incorporated County of Los Alamos (administered by The Housing Trust) determina cualquier ayuda individual.

Los Alamos County Homebuyer Assistance Program (HAP) es diferido, así que no hay pagos hasta que la vivienda se venda o se refinancie, o se termine de pagar la primera hipoteca. El reembolso se activa por Repaid only when the home is sold, vacated, or title is otherwise transferred. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Los Alamos County Homebuyer Assistance Program (HAP) está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. El programa indica un puntaje de crédito mínimo de 620. Se requiere un curso de educación para compradores de vivienda, a través de The Housing Trust (HUD-certified counseling); includes a two-hour in-person training session in Los Alamos. Requisito de residencia: Must purchase a home located within Los Alamos County. Must purchase within Los Alamos County; credit score over 620; DTI of 45%; minimum buyer contribution of $1,500; complete homebuyer education including a two-hour in-person session. GAP: numeric income limit (%AMI), max purchase price, lien position, and first-time-buyer requirement not confirmed on the official page and are omitted.

Los Alamos County Homebuyer Assistance Program (HAP) atiende a compradores de vivienda que compran en Los Alamos, New Mexico.

Las solicitudes de Los Alamos County Homebuyer Assistance Program (HAP) se tramitan a través de Incorporated County of Los Alamos (administered by The Housing Trust), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.