Truckee Meadows Habitat for Humanity Homeownership Program

Truckee Meadows Habitat for Humanity Homeownership Program es ayuda para el pago inicial para compradores de vivienda en Sparks, Nevada, a cargo de Truckee Meadows Habitat for Humanity. Truckee Meadows Habitat for Humanity sells newly stick-built homes to low- and moderate-income partner families in Washoe County (Reno/Sparks) at roughly 90% of market price with a 0% interest mortgage, payments capped at 30% of gross monthly income. Partner families invest sweat equity and complete homeowner education. This is an affordable below-market, sweat-equity homeownership program, not a cash DPA grant. Newly built home sold below market (~90% of market price). 0% interest mortgage. Monthly payment capped at 30% of gross income. Homeowner education classes. Los fondos provienen de Truckee Meadows Habitat for Humanity (donations, ReStore proceeds); homes sold at ~90% of market price with 0% interest mortgage.

Truckee Meadows Habitat for Humanity Homeownership Program es ayuda para el pago inicial y se reembolsa según los términos que fija Truckee Meadows Habitat for Humanity. El reembolso se activa por Monthly mortgage payments to Habitat (0% interest), capped at 30% of gross monthly income; payments recycle into building additional Habitat houses. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Truckee Meadows Habitat for Humanity Homeownership Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de Truckee Meadows Habitat for Humanity homeowner education classes (home maintenance, saving, managing a mortgage, personal finances). Ciudadanía o situación migratoria: Income test stated for 'U.S. applicants' (household income not to exceed 60% AMI). NOTE: applications currently CLOSED (all homes assigned to partner families; program active and reopens admissions periodically — watch affiliate Facebook). ~500 hours sweat equity per partner family. Must demonstrate housing need, willingness to partner, and ability to pay an affordable mortgage. Serves Washoe County (Reno/Sparks), not Carson City. Note: legacy domain tmhh.org is a parked spam site; official site is habitatforhumanityreno.org.

Truckee Meadows Habitat for Humanity Homeownership Program limita el ingreso del hogar al 60% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Household income must not exceed 60% of the area median income, defined annually by HUD for the applicant's family size (Washoe County). El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Truckee Meadows Habitat for Humanity Homeownership Program se puede usar para Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Truckee Meadows Habitat for Humanity Homeownership Program atiende a compradores de vivienda que compran en Sparks, Nevada.

Las solicitudes de Truckee Meadows Habitat for Humanity Homeownership Program se tramitan a través de Truckee Meadows Habitat for Humanity, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.