Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program es un segundo préstamo diferido para compradores de vivienda en East Hampton, New York, a cargo de Town of East Hampton Office of Housing and Community Development. Funded by the Town of East Hampton Community Housing Fund (a 0.5% real estate transfer tax approved by voters in 2022), the program offers eligible first-time homebuyers zero-interest, deferred-payment loans of up to $30,000 toward down payment and closing costs. The 2026 budget is $600,000, supporting up to 20 loans of $30,000 each. Loans are secured by a subordinate lien, require no monthly payments, and are repayable in full upon sale of the property. Zero-interest deferred loan up to $30,000 for down payment and closing costs; no monthly payments; repayable on sale. Los fondos provienen de Town of East Hampton Community Housing Fund (0.5% real estate transfer tax).

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program ofrece hasta $30,000 de ayuda. El programa se puede combinar con otras ayudas, sujeto a las reglas de cada una. Los montos son los máximos publicados por el programa, no una oferta: Town of East Hampton Office of Housing and Community Development determina cualquier ayuda individual.

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program es diferido, así que no hay pagos hasta que la vivienda se venda o se refinancie, o se termine de pagar la primera hipoteca. El reembolso se activa por Repaid in full upon sale of the property. La ayuda se registra con un gravamen en posición subordinate. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time = not owned a primary residence (and spouse not owned) in the 3-year period prior to purchase, and does not own a vacation/investment home. Requisito de residencia: Current East Hampton Town resident, resident within last 5 years, or employee of an East Hampton Town-based business. Ciudadanía o situación migratoria: U.S. citizen or lawful permanent resident. Applicant must be at least 18 and a U.S. citizen or lawful permanent resident; live or work in East Hampton Town (current resident, resident within last 5 years, or employee of an East Hampton-based business). Loan may not exceed actual down payment and closing costs. May be combined with other FTHB assistance.

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program fija su límite de ingresos así: Max combined household income up to $197,880 for a 1- or 2-person household, or up to $230,860 for a 3+ person household (tied to SONYMA income limits in effect on contract date). El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program limita el precio de compra a $1.9M. Los tipos de propiedad elegibles incluyen single_family, two_family, townhome, condo y modular_home. La construcción nueva es elegible.

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program atiende a compradores de vivienda que compran en East Hampton, New York.

Las solicitudes de Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program se tramitan a través de Town of East Hampton Office of Housing and Community Development, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Purchaser Certificate valid for 1 year (one extension at Town discretion); first-come, first-served. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.