City of Kettering First-Time Homebuyer Assistance Program

City of Kettering First-Time Homebuyer Assistance Program es un préstamo condonable para compradores de vivienda en Kettering, Ohio, a cargo de City of Kettering Community Development (in partnership with Day Air Credit Union and the HomeOwnership Center of Greater Dayton). The City of Kettering First-Time Homebuyer Assistance Program provides forgivable loans to help current and future Kettering residents with down payment and closing costs when paired with a Day Air Credit Union mortgage product. The program provides up to 10% toward down payment and covers closing costs up to $20,000 combined; per-recipient assistance has been set around $8,000-$10,000 with the buyer paying 50% of the lender-required down payment. First-time homebuyers receive priority and the program operates first-come, first-served using Community Development Block Grant funds. Forgivable loan toward down payment (up to 10%) and closing costs, up to $20,000 combined when paired with a Day Air mortgage; per-recipient assistance approximately $8,000-$10,000. Los fondos provienen de HUD Community Development Block Grant (CDBG).

City of Kettering First-Time Homebuyer Assistance Program ofrece entre $8,000 y $20,000 de ayuda. Los montos son los máximos publicados por el programa, no una oferta: City of Kettering Community Development (in partnership with Day Air Credit Union and the HomeOwnership Center of Greater Dayton) determina cualquier ayuda individual.

City of Kettering First-Time Homebuyer Assistance Program es un préstamo condonable, así que el saldo se perdona una vez que se cumplen las condiciones del programa. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

City of Kettering First-Time Homebuyer Assistance Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Comprador de vivienda por primera vez” suele significar no haber sido dueño de una vivienda en los últimos tres años, pero el programa fija su propia definición. Se requiere un curso de educación para compradores de vivienda. Must complete an 8-hour HUD-approved homebuyer education course (certificate of completion required); the HomeOwnership Center of Greater Dayton is the City's education partner. Must be paired with a Day Air Credit Union mortgage product. First-time homebuyers prioritized; first-come, first-served. CAVEAT: Program terms have changed over time (assistance amount and eligibility revised; funded with approximately $100,000 in CDBG funds with updated guidelines) - confirm current amount and income limits with the City. Exact current income limits not published on the page reviewed (program follows HUD income guidelines, generally up to 80% AMI).

City of Kettering First-Time Homebuyer Assistance Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Follows HUD income guidelines (generally up to 80% AMI); a family of four earning up to $75,050 was cited as potentially qualifying for City housing assistance. Confirm current homebuyer-program limits with the City. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

City of Kettering First-Time Homebuyer Assistance Program atiende a compradores de vivienda que compran en Kettering, Ohio.

Las solicitudes de City of Kettering First-Time Homebuyer Assistance Program se tramitan a través de City of Kettering Community Development (in partnership with Day Air Credit Union and the HomeOwnership Center of Greater Dayton), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.