Clark County / New Carlisle CHIP Homeownership Assistance Program

Clark County / New Carlisle CHIP Homeownership Assistance Program es un préstamo condonable para compradores de vivienda en New Carlisle, Ohio, a cargo de Clark County Community Development (with City of New Carlisle; homeownership assistance delivered by Neighborhood Housing Partnership of Greater Springfield). Clark County's CHIP Homeownership Assistance Program increases owner-occupancy among households at or below 80% AMI by combining down payment assistance and/or owner rehabilitation. Assistance is a deferred/declining/forgiven loan of up to $55,500 that declines in equal increments over the affordability period. The home must meet (or be brought to) Ohio Residential Rehabilitation Standards, and homebuyer counseling is required. The program serves Clark County and New Carlisle but excludes the City of Springfield, which administers its own program. Up to $55,500 in deferred, declining/forgivable homeownership assistance. 0% interest, no monthly payments. Combines down payment assistance with rehabilitation if needed. Homebuyer counseling included. Los fondos provienen de Ohio Department of Development CHIP program (CDBG, HOME, Ohio Housing Trust Fund).

Clark County / New Carlisle CHIP Homeownership Assistance Program ofrece hasta $55,500 de ayuda. Los montos son los máximos publicados por el programa, no una oferta: Clark County Community Development (with City of New Carlisle; homeownership assistance delivered by Neighborhood Housing Partnership of Greater Springfield) determina cualquier ayuda individual.

Clark County / New Carlisle CHIP Homeownership Assistance Program es un préstamo condonable, así que el saldo se perdona una vez que se cumplen las condiciones del programa. El reembolso se activa por Sale, transfer, or vacancy before the end of the affordability period (declining/forgiven loan; repaid on a sliding scale up to the full amount if sold/vacated before the affordability period ends). La ayuda se registra con un gravamen en posición Subordinate (Clark County retains a mortgage on the property). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Clark County / New Carlisle CHIP Homeownership Assistance Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de Neighborhood Housing Partnership of Greater Springfield (homebuyer counseling). LOAN TERM: deferred/declining forgivable loan over a per-project affordability period (exact years set per project). CHIP is a competitive grant on a two-year cycle; verified guidelines are from the PY2022 program and DPA availability depends on the current grant award — confirm current-cycle funding with Clark County Community Development. GAP: exact forgiveness_years and exact per-buyer DPA amount not published.

Clark County / New Carlisle CHIP Homeownership Assistance Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. At or below 80% AMI. 2022 Clark County CHIP income limits by household size: 1=$37,150; 2=$42,450; 3=$47,750; 4=$53,050; 5=$57,300; 6=$61,550; 7=$65,800; 8=$70,050 (verify current-year limits). El límite se aplica al ingreso total del hogar, no solo al del prestatario. El programa indica un tamaño máximo de hogar de 8. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Clark County / New Carlisle CHIP Homeownership Assistance Program se puede usar para Single Family, Townhouse, Condo, Manufactured y Modular. La construcción nueva no es elegible. Las viviendas prefabricadas son elegibles.

Clark County / New Carlisle CHIP Homeownership Assistance Program atiende a compradores de vivienda que compran en New Carlisle, Ohio. El programa se dirige a áreas específicas: Clark County and the City of New Carlisle, EXCLUDING the City of Springfield.

Las solicitudes de Clark County / New Carlisle CHIP Homeownership Assistance Program se tramitan a través de Clark County Community Development (with City of New Carlisle; homeownership assistance delivered by Neighborhood Housing Partnership of Greater Springfield), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Competitive application round; homeownership/rehabilitation applications ranked by priority after eligibility verification. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.