Habitat for Humanity-Lima Area - Homeownership Program

Habitat for Humanity-Lima Area - Homeownership Program es una primera hipoteca para compradores de vivienda en Lima, Ohio, a cargo de Habitat for Humanity-Lima Area, Inc. Habitat for Humanity-Lima Area provides qualified families in Allen County and the Delphos area of Van Wert County an opportunity to purchase a simple, decent home with a no-profit, no-interest Habitat mortgage. Applicants must demonstrate housing need, ability to repay, and willingness to partner through a minimum of 200 sweat-equity hours plus required homeowner training and credit education. No-interest mortgage. Serves families who can't get conventional financing. Homeowner training and credit education included. Sweat-equity builds equity. Serves Allen County plus Delphos. Los fondos provienen de Donations, volunteer labor, grants, and homebuyer mortgage payments.

Habitat for Humanity-Lima Area - Homeownership Program es una primera hipoteca y se reembolsa según los términos que fija Habitat for Humanity-Lima Area, Inc.. La ayuda se registra con un gravamen en posición First. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity-Lima Area - Homeownership Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: No published minimum credit score; designed for families who would not qualify for a conventional bank loan. Se requiere un curso de educación para compradores de vivienda, a través de Habitat for Humanity-Lima Area homeowner training and credit education. Start with the Pre-Application Form and attend an information session; an application interview follows. Minimum 200 sweat-equity hours. Generally requires ~1 year of employment. Specific income dollar limits, credit score, DTI, purchase price not captured from a primary-source table and left null. Distinct from the City of Lima/Allen County municipal DPA already in catalog.

Habitat for Humanity-Lima Area - Homeownership Program fija su límite de ingresos así: Household income must fall within published ranges by family size (ability-to-pay floor and ceiling). Specific dollar figures provided on the affiliate's Selection Criteria page / at info sessions; not captured in a primary-source table during this verification. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity-Lima Area - Homeownership Program se puede usar para Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Habitat for Humanity-Lima Area - Homeownership Program atiende a compradores de vivienda que compran en Lima, Ohio.

Las solicitudes de Habitat for Humanity-Lima Area - Homeownership Program se tramitan a través de Habitat for Humanity-Lima Area, Inc., que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.