Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County)

Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County) es un préstamo condonable para compradores de vivienda en Condado de Trumbull, Ohio, a cargo de Trumbull County Planning Commission (Warren-Trumbull HOME Consortium). A HUD HOME-funded down payment and eligible-closing-cost program administered by the Trumbull County Planning Commission. Provides up to $10,000 or 20% of purchase price (whichever is less) as a 0% deferred second mortgage forgiven after 5 years of continued owner-occupancy. Serves buyers at 50–80% AMI purchasing single-family homes in Trumbull County outside Cortland/McDonald/Niles/Girard (the City of Warren runs its own program). Brochure updated May 2026. Up to $10,000 (or 20% of price). 0% interest. Forgiven after 5 years. Broad network of participating local lenders. Los fondos provienen de HUD HOME Investment Partnerships Program (Warren-Trumbull HOME Consortium).

Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County) ofrece hasta $10,000 de ayuda. Los montos son los máximos publicados por el programa, no una oferta: Trumbull County Planning Commission (Warren-Trumbull HOME Consortium) determina cualquier ayuda individual.

Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County) se perdona después de 5 años, así que un comprador de vivienda que se quede ese tiempo no lo devuelve. El reembolso se activa por Forgiven at end of 5 years if terms met; if buyer sells, stops occupying, rents, or abandons within 5 years, the loan becomes due within 30 days. La ayuda se registra con un gravamen en posición Second. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County) está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de Warren-Trumbull HOME Consortium 3-hour homeownership counseling session. Requisito de residencia: Single-family dwelling within Trumbull County, excluding the cities of Cortland, McDonald, Niles, Girard, and the City of Warren (own program). Buyer prequalified by a participating lender; 3-hour Consortium counseling; owner-occupy as principal residence; homeowner's insurance naming Trumbull County as additional insured. Property must pass HUD HQS and lead/code inspection. Income 50–80% AMI (income_limit_percent set to the 80% ceiling). Distinct from the City of Warren program already in catalog. Verified via the consortium brochure PDF (May 2026).

Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County) limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Annual gross household income between 50% and 80% of area median income; limits revised annually (May 2026). El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County) limita el precio de compra así: Property value must not exceed 95% of the area's median purchase price as determined by HUD. Los tipos de propiedad elegibles incluyen Single Family. La construcción nueva no es elegible. Las viviendas prefabricadas no son elegibles.

Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County) atiende a compradores de vivienda que compran en Condado de Trumbull, Ohio.

Las solicitudes de Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County) se tramitan a través de Trumbull County Planning Commission (Warren-Trumbull HOME Consortium), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Buyer prequalified by a participating lender; application requested through the Trumbull County Planning Commission. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.