Wood County CHIP Homebuyer Assistance

Wood County CHIP Homebuyer Assistance es un préstamo condonable para compradores de vivienda en Condado de Wood, Ohio, a cargo de Wood County Planning Commission (with Poggemeyer Design Group); Ohio Department of Development CHIP. Wood County's Community Housing Improvement Program (CHIP), funded by HUD through the Ohio Department of Development, includes a Homebuyer Assistance activity that provides down payment and closing-cost assistance to low- and moderate-income households purchasing a modest, affordable single-family home as their primary residence. Grants range from $1,000 to $5,000 and may cover down payment, appraisal, closing costs, and other purchase-related fees. Applicants must live within a Wood County township, village, or the City of Rossford and qualify as low- to moderate-income. Down payment / closing cost grant of $1,000-$5,000. Can be combined with FHA, VA, USDA/FMHA or other financing. May pair with owner-rehabilitation funds for repairs. Los fondos provienen de HUD CHIP (Community Housing Improvement Program) via Ohio Department of Development.

Wood County CHIP Homebuyer Assistance ofrece entre $1,000 y $5,000 de ayuda. Aporte del comprador de vivienda: Grantee must contribute a minimum of $500 of their own funds toward the purchase. Los montos son los máximos publicados por el programa, no una oferta: Wood County Planning Commission (with Poggemeyer Design Group); Ohio Department of Development CHIP determina cualquier ayuda individual.

Wood County CHIP Homebuyer Assistance se perdona después de 10 años, así que un comprador de vivienda que se quede ese tiempo no lo devuelve. El reembolso se activa por Secured by a 10-year promissory note/mortgage; repay a percentage of the grant if home is sold/vacated before the note expires; pay back 15% of grant if vacated/transferred after the 10-year note expires; plus mortgage recording and release fees. La ayuda se registra con un gravamen en posición Subordinate (secured by recorded mortgage / 10-year promissory note). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Wood County CHIP Homebuyer Assistance está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de Approximately 7 hours of housing counseling (budgeting, home maintenance, lending, fair housing). Requisito de residencia: Property within Wood County townships, villages, or City of Rossford (excludes City of Bowling Green). Field notes — Ratio/DTI note: PITI cannot exceed 30% of gross monthly income. Applicants must reside within a Wood County township, village, or the City of Rossford (excludes City of Bowling Green). Funds are limited and competitive at the local level; applications considered first-come, first-served when open. Administered with Poggemeyer Design Group.

Wood County CHIP Homebuyer Assistance limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Wood County CHIP Homebuyer Assistance se puede usar para Single Family, Condo, 2-4 Unit y Manufactured. Las viviendas prefabricadas son elegibles.

Wood County CHIP Homebuyer Assistance atiende a compradores de vivienda que compran en Condado de Wood, Ohio.

Las solicitudes de Wood County CHIP Homebuyer Assistance se tramitan a través de Wood County Planning Commission (with Poggemeyer Design Group); Ohio Department of Development CHIP, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de First-come, first-served when program funds are available. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.