Blair County First-Time Homebuyer Assistance Program

Blair County First-Time Homebuyer Assistance Program es una subvención para compradores de vivienda en Altoona, Pennsylvania, a cargo de Blair County Community Action Program (BCCAP) in partnership with the Blair County Department of Social Services. The Blair County First-Time Homebuyer Assistance Program provides grants of up to $5,000 toward down payment and closing costs for income-qualified first-time homebuyers purchasing a single-family primary residence within Blair County, PA (including Altoona). A partnership of Blair County Community Action and the Blair County Department of Social Services, it is funded through the county's Affordable Housing Trust Fund (a recording fee on deed/mortgage transfers). Applicants must be mortgage pre-approved, meet HUD income limits for the Altoona MSA, prove 90 days of county residency, and sign an agreement to retain the property as their primary residence for at least five years. Up to $5,000 grant toward down payment and/or closing costs. no repayment if 5-year owner-occupancy met. free HUD-approved counseling, credit repair, savings, and budgeting assistance. Los fondos provienen de Blair County Affordable Housing Trust Fund (county recording fee on deed/mortgage transfers); First-Time Homebuyer is an allocated line item ($50,000 allocation per AHTF records).

Blair County First-Time Homebuyer Assistance Program ofrece hasta $5,000 de ayuda. Los montos son los máximos publicados por el programa, no una oferta: Blair County Community Action Program (BCCAP) in partnership with the Blair County Department of Social Services determina cualquier ayuda individual.

Blair County First-Time Homebuyer Assistance Program está estructurado como una subvención, así que no se devuelve. El reembolso se activa por Applicant signs a written agreement to retain (own/occupy) the property for at least five years; sale or failure to retain within that period can trigger recapture/repayment. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Blair County First-Time Homebuyer Assistance Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Comprador de vivienda por primera vez” suele significar no haber sido dueño de una vivienda en los últimos tres años, pero el programa fija su propia definición. Sobre el crédito, el programa indica: No published minimum; BCCAP offers credit-repair, savings, and budgeting counseling to help applicants qualify for pre-approval. Se requiere un curso de educación para compradores de vivienda, a través de Blair County Community Action Program (HUD-approved counseling) — pre-purchase education, housing counseling, credit analysis, budget counseling. Requisito de residencia: Proof of at least 90 days of Blair County residency; home must be in Blair County. First-time homebuyer; mortgage pre-approval required; 90+ days Blair County residency; single-family home in Blair County, owner-occupied; income within annually-updated HUD limits for the Altoona MSA; five-year retention agreement. Funded by Blair County AHTF (confirmed active via the Feb 2024 AHTF agenda and 2026 meeting schedule). City of Altoona checked and SKIPPED (offers only owner-occupied rehab).

Blair County First-Time Homebuyer Assistance Program fija su límite de ingresos así: Household income must not exceed HUD income limits for the Altoona, PA MSA, updated annually. At launch (2018 brochure) approx: 1=$36,500; 2=$41,700; 4=$52,100 (then HUD 80% AMI). Current FY2025 HUD Low-Income (80% AMI) Altoona MSA: 1=$46,950; 2=$53,650; 3=$60,350; 4=$67,050. Confirm current tier with the agency. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Blair County First-Time Homebuyer Assistance Program se puede usar para Single Family.

Blair County First-Time Homebuyer Assistance Program atiende a compradores de vivienda que compran en Altoona, Pennsylvania.

Las solicitudes de Blair County First-Time Homebuyer Assistance Program se tramitan a través de Blair County Community Action Program (BCCAP) in partnership with the Blair County Department of Social Services, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.