City of Erie HOME First-Time Homebuyer Program

City of Erie HOME First-Time Homebuyer Program es un préstamo condonable para compradores de vivienda en Erie, Pennsylvania, a cargo de City of Erie Department of Economic & Community Development (DECD). The City of Erie's HOME Investment Partnership Program provides first-time homebuyers with closing cost and down payment assistance toward the purchase of a single-family home within Erie city limits. Assistance is provided as a deferred, forgivable HOME loan of up to $24,999, secured by a lien and forgiven on a pro-rata basis over a 5- or 10-year affordability period. Applicants must be pre-approved by a local lender, be income-eligible, and contribute $1,000-$1,500 of their own funds. Up to $24,999 in down payment and closing cost assistance. Deferred, no-payment loan. Fully forgiven if the home is kept as a primary residence through the affordability period. Los fondos provienen de U.S. HUD HOME Investment Partnerships Program (HOME) funds.

City of Erie HOME First-Time Homebuyer Program ofrece hasta $24,999 de ayuda. El programa pide a los compradores de vivienda aportar $1,000 or $1,500 depending on total household income. Los montos son los máximos publicados por el programa, no una oferta: City of Erie Department of Economic & Community Development (DECD) determina cualquier ayuda individual.

City of Erie HOME First-Time Homebuyer Program se perdona después de 10 años, así que un comprador de vivienda que se quede ese tiempo no lo devuelve. El reembolso se activa por Sale, transfer, refinance, default on the first mortgage, or failure to occupy as primary residence during the affordability period; pro-rata portion repaid to HUD. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

City of Erie HOME First-Time Homebuyer Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time homebuyer defined as someone who has never owned a home, a displaced homemaker, or someone who has not owned a home in the last three years. Se requiere un curso de educación para compradores de vivienda. Requisito de residencia: Property must be a single-family dwelling located within the City of Erie limits. Applicant must be pre-approved by a local lending institution, be income-eligible, and commit $1,000 or $1,500 of their own funds (amount depends on household income). Must occupy as primary residence for the entire 5- or 10-year affordability period. NOTE (gap-finder): exact income limits not extracted from the linked PDF; verify before publishing.

City of Erie HOME First-Time Homebuyer Program se puede usar para Single Family.

City of Erie HOME First-Time Homebuyer Program atiende a compradores de vivienda que compran en Erie, Pennsylvania. El programa se dirige a áreas específicas: Assistance is limited to homes purchased within the City of Erie municipal limits.

Las solicitudes de City of Erie HOME First-Time Homebuyer Program se tramitan a través de City of Erie Department of Economic & Community Development (DECD), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.