Down Payment and Closing Costs Assistance Program

Down Payment and Closing Costs Assistance Program es una subvención para compradores de vivienda en Condado de Susquehanna|Wyoming|Bradford, Pennsylvania. Trehab Community Action Agency is the Northern Pennsylvania community action agency serving Susquehanna, Wyoming, and Bradford counties. Trehab's Down Payment and Closing Costs Assistance Program provides grants to first-time, low- and moderate-income homebuyers purchasing primary residences in their service area. Funding flows through the Pennsylvania Housing Finance Agency Housing Trust Fund and HUD Community Services Block Grant pass-through dollars. The grant is bundled with Trehab's HUD-certified pre-purchase homebuyer education program and one-on-one financial counseling. Closing-cost and down-payment assistance grant of up to $5,000 for first-time, low- and moderate-income homebuyers purchasing a primary residence in Trehab Community Action Agency's three-county service area: Susquehanna, Wyoming, and Bradford counties. Funds are sourced from PHFA Housing Trust Fund / HUD CSBG / Pennsylvania Department of Community and Economic Development pass-through dollars. The grant is non-repayable subject to recapture if the buyer fails to meet primary-residence requirements. Los fondos provienen de PHFA Housing Trust Fund, HUD CSBG, State y Federal.

Down Payment and Closing Costs Assistance Program está estructurado como una subvención, así que no se devuelve. El reembolso se activa por Non-repayable grant subject to recapture if buyer fails to occupy the property as primary residence per program affordability terms. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Down Payment and Closing Costs Assistance Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time homebuyer (no ownership of principal residence in prior 3 years). Sobre el crédito, el programa indica: Underwriting follows first-mortgage product; Trehab counsels borrowers with credit scores in the 600s. Se requiere un curso de educación para compradores de vivienda, a través de Trehab CAA HUD-approved housing counseling program; pre-purchase 8-hour education and one-on-one counseling required. Requisito de residencia: Property must be located within Susquehanna, Wyoming, or Bradford County, PA, and occupied as primary residence. Ciudadanía o situación migratoria: U.S. citizen or eligible non-citizen. Buyer must be a first-time homebuyer (no ownership of principal residence in prior 3 years) and purchase a primary residence in Susquehanna, Wyoming, or Bradford County. Buyer must complete Trehab pre-purchase counseling and 8-hour homebuyer education. Income limits track PHFA Housing Trust Fund / HUD CSBG limits applicable in the funding cycle. Property must pass HUD HQS / lead-based paint inspection.

Down Payment and Closing Costs Assistance Program fija su límite de ingresos así: Income limits track PHFA Housing Trust Fund / HUD CSBG / DCED limits in the active funding cycle. Specific 2026 dollar limits not published; verify with Trehab CAA at intake. El límite se aplica al ingreso total del hogar, no solo al del prestatario. El programa indica un tamaño máximo de hogar de 8. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Down Payment and Closing Costs Assistance Program limita el precio de compra así: Tracks PHFA / HUD HOME 95% area median purchase price for Susquehanna, Wyoming, and Bradford counties. Los tipos de propiedad elegibles incluyen Single-family detached, Townhouse, Condominium y Manufactured (real-property only). La construcción nueva es elegible. Las viviendas prefabricadas son elegibles.

Down Payment and Closing Costs Assistance Program atiende a compradores de vivienda que compran en Condado de Susquehanna|Wyoming|Bradford, Pennsylvania. El programa se dirige a áreas específicas: Susquehanna, Wyoming, and Bradford counties, PA.

Las solicitudes de Down Payment and Closing Costs Assistance Program se tramitan a través de la agencia que administra el programa, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de First-come, first-served subject to annual PHFA Housing Trust Fund / CSBG allocation; applicants apply directly to Trehab. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.