PHA Housing Choice Homeownership Program

PHA Housing Choice Homeownership Program es ayuda para el pago inicial para compradores de vivienda en Philadelphia, Pennsylvania, a cargo de Philadelphia Housing Authority (PHA). The Philadelphia Housing Authority's Housing Choice Homeownership Program lets voucher participants apply their Housing Choice voucher toward a monthly mortgage payment instead of rent. Participants may use their Housing Choice vouchers to make monthly mortgage payments for a maximum term of 15 years on a mortgage loan of 20 years or more. Mortgage loans for less than 20 years may be subsidized for a maximum term of 10 years. The maximum term limit does not apply to elderly (being 62 or older) or disabled families. A monthly mortgage subsidy paid through the participant's Housing Choice voucher. As an alternative, the program offers an option to take a down payment assistance amount, equal to 12 months of their last calculated subsidy amount, for closing cost and down payment; choosing that option forfeits ongoing subsidy assistance during the mortgage period. Los fondos provienen de U.S. Department of Housing and Urban Development Housing Choice Voucher program.

PHA Housing Choice Homeownership Program es ayuda para el pago inicial y se reembolsa según los términos que fija Philadelphia Housing Authority (PHA). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

PHA Housing Choice Homeownership Program está abierto a compradores de vivienda por primera vez. “Comprador de vivienda por primera vez” suele significar no haber sido dueño de una vivienda en los últimos tres años, pero el programa fija su propia definición. Se requiere un curso de educación para compradores de vivienda. Requisito de residencia: Open to Philadelphia Housing Authority Housing Choice Voucher program participants. Applicants must be a first-time homebuyer and must be a family that has completed Pre-Purchase Housing Counseling. Applicants must meet minimum income requirements ($14,500 per year), or $6,624 per year for disabled families. Families must not have committed any criminal convictions in the past five years and must not have committed fraud using federal money. The home must pass two inspections, one by an inspector who is certified by the American Society of Home Inspection and a PHA Inspection. Contact the Homeownership Division at 215-684-8914.

PHA Housing Choice Homeownership Program atiende a compradores de vivienda que compran en Philadelphia, Pennsylvania.

Las solicitudes de PHA Housing Choice Homeownership Program se tramitan a través de Philadelphia Housing Authority (PHA), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.