City of Greenville Employer Assisted Homebuyer Pilot Program

City of Greenville Employer Assisted Homebuyer Pilot Program es un préstamo condonable para compradores de vivienda en Greenville, South Carolina, a cargo de CommunityWorks Carolina (on behalf of the City of Greenville). An employer-assisted housing (EAH) pilot program funded by the City of Greenville and administered by CommunityWorks Carolina, providing up to $50,000 (full-time) or $25,000 (permanent part-time) in down payment and/or closing-cost assistance to eligible City of Greenville employees buying a primary residence. Assistance is a 0% non-amortizing subordinate loan forgiven over five years, tiered by household income up to 150% AMI. Distinct from Greenville County's CommunityWorks-administered Homebuyer Assistance Program. Up to $50,000 for full-time / $25,000 for part-time employees. 0% interest, no monthly payments. Forgiven over 5 years. Usable for down payment and/or closing costs. New or existing homes, including contiguous counties. Available up to 150% AMI. Los fondos provienen de City of Greenville (employer-funded; administered by CommunityWorks Carolina). Pilot program.

City of Greenville Employer Assisted Homebuyer Pilot Program ofrece entre $10,000 y $50,000 de ayuda. Niveles de ayuda: Full-Time employees: up to $50,000 (<=80% AMI); $40,000 (>80-100% AMI); $30,000 (>100-120% AMI); $20,000 (>120-150% AMI). Permanent Part-Time: up to $25,000 (<=80% AMI); $20,000 (>80-100% AMI); $15,000 (>100-120% AMI); $10,000 (>120-150% AMI). Aporte del comprador de vivienda: Buyer must invest a minimum of $500 into the home purchase at time of closing. Los montos son los máximos publicados por el programa, no una oferta: CommunityWorks Carolina (on behalf of the City of Greenville) determina cualquier ayuda individual.

City of Greenville Employer Assisted Homebuyer Pilot Program se perdona después de 5 años, así que un comprador de vivienda que se quede ese tiempo no lo devuelve. El reembolso se activa por Repayment triggered if the employee leaves City of Greenville employment, the home ceases to be the borrower's principal residence, or the property is sold before the 5-year forgiveness term is complete. La ayuda se registra con un gravamen en posición Subordinate (secured by promissory note and mortgage lien). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

City of Greenville Employer Assisted Homebuyer Pilot Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: Buyer must be a first-time homebuyer OR not have owned a home in the past 3 years. Sobre el crédito, el programa indica: Not published; borrower must qualify for a 30-year fixed-rate first mortgage. Se requiere un curso de educación para compradores de vivienda, a través de CommunityWorks Carolina homebuyer education workshop. Requisito de residencia: Must be a Full-Time or Permanent Part-Time City of Greenville employee, employed by the City for a minimum of 1 year and in good standing (non-probationary, 3.0+ annual review average, not on a PIP, no disciplinary suspensions within 12 months). Pilot program; subject to City of Greenville discretion and good-standing employment criteria (City of Greenville employees only).

City of Greenville Employer Assisted Homebuyer Pilot Program fija su límite de ingresos así: Assistance is tiered by household income relative to the City of Greenville AMI: <=80%, >80-100%, >100-120%, >120-150% AMI. Eligibility extends up to 150% AMI. Specific dollar limits by household size set by CommunityWorks using HUD AMI figures, not published on the fact sheet. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

City of Greenville Employer Assisted Homebuyer Pilot Program se puede usar para Single Family. La construcción nueva es elegible.

City of Greenville Employer Assisted Homebuyer Pilot Program está limitado a empleados de City of Greenville employees only. Aparecer aquí significa que el programa menciona al grupo, no que pertenecer a él baste por sí solo para que un solicitante califique; las demás reglas de elegibilidad siguen aplicándose.

City of Greenville Employer Assisted Homebuyer Pilot Program atiende a compradores de vivienda que compran en Greenville, South Carolina. El programa se dirige a áreas específicas: Eligible properties limited to Greenville County and SC counties contiguous to Greenville (Abbeville, Anderson, Laurens, Pickens, Spartanburg).

Las solicitudes de City of Greenville Employer Assisted Homebuyer Pilot Program se tramitan a través de CommunityWorks Carolina (on behalf of the City of Greenville), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Lender completes the Lender Application Checklist; buyer applies through CommunityWorks. First-come basis. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.