Habitat for Humanity of Spartanburg Homeownership Program

Habitat for Humanity of Spartanburg Homeownership Program es ayuda para el pago inicial para compradores de vivienda en Spartanburg, South Carolina, a cargo de Habitat for Humanity of Spartanburg. Habitat for Humanity of Spartanburg helps Spartanburg County residents achieve safe, decent, affordable homeownership. Applicants complete the program before purchasing a Habitat home; the core requirement is at least 350 hours of sweat equity plus classes on home maintenance and financial literacy. Upon completion, participants purchase a home (typically 3BR/2BA in or near the City of Spartanburg, ~$450/month incl. taxes/insurance) financed with a low- or no-interest mortgage. Applications are accepted when space is available; the process takes about 1-2 years. Low- or no-interest (0%) Habitat-held mortgage. ~$450/month incl. taxes/insurance. New Energy Star 3.0 ~1,150 sq ft 3BR/2BA home. Financial literacy and home maintenance education. Los fondos provienen de Donations from individuals, churches, corporations and foundations; volunteer/sponsor-built homes.

Habitat for Humanity of Spartanburg Homeownership Program es ayuda para el pago inicial y se reembolsa según los términos que fija Habitat for Humanity of Spartanburg. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity of Spartanburg Homeownership Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de Classes on home maintenance and financial literacy; at least 350 sweat-equity hours. Requisito de residencia: Must have lived or worked in Spartanburg County for at least one year. Ciudadanía o situación migratoria: Must be a U.S. citizen. Verified on the affiliate's official site. Habitat low/no-interest mortgage model (no fixed DPA dollar amount). Requires at least 350 sweat-equity hours; Need for Assistance, Ability to Pay, and Willingness to Partner; U.S. citizenship and 1-year Spartanburg County residency/work history. GAP: income limit table not published.

Habitat for Humanity of Spartanburg Homeownership Program fija su límite de ingresos así: No specific income table published. Eligibility based on Need for Assistance and Ability to Pay; serves low-income families. GAP: exact AMI percentage/table not published. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity of Spartanburg Homeownership Program se puede usar para Single Family. La construcción nueva es elegible.

Habitat for Humanity of Spartanburg Homeownership Program atiende a compradores de vivienda que compran en Spartanburg, South Carolina.

Las solicitudes de Habitat for Humanity of Spartanburg Homeownership Program se tramitan a través de Habitat for Humanity of Spartanburg, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.